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Find Flood Insurance Agents Near You in Oak Ridge, TN

Directory of flood insurance agents in Oak Ridge, Tennessee. Verify credentials with the state department of insurance before hiring.

18 agents listed
Updated May 2026
Oak Ridge, TN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Tennessee before hiring.
Showing 18 flood insurance agents in Oak Ridge, TN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Stephanie Hale-Smith - State Farm Insurance Agent
40 New York Ave #110, Oak Ridge, TN 37830
(865) 483-7784 agenthalesmith.com
Bradley Roberts: Allstate Insurance
106 S Illinois Ave, Oak Ridge, TN 37830
(865) 482-9596 agents.allstate.com
Mike Massaglia - State Farm Insurance Agent
108 S Illinois Ave, Oak Ridge, TN 37830
(865) 425-7750 secretcityagent.com
Josh Hemphill - State Farm Insurance Agent
574 Oak Ridge Turnpike, Oak Ridge, TN 37830
(865) 512-7542 jhemphillpowell.com
Laura Lynn Green - State Farm Insurance Agent
136 Marquette Rd, Oak Ridge, TN 37830
(865) 483-5666 myoakridgeagent.com
Farm Bureau Insurance
1574 Oak Ridge Turnpike, Oak Ridge, TN 37830
(865) 482-5666 fbitn.com
Wholesure Oak Ridge, TN (Appalachian Underwriters Inc.)
800 Oak Ridge Turnpike # A1000, Oak Ridge, TN 37830
(888) 376-9633 appund.com
Madison Insurance Group, Inc.
795 Main St W Suite 200, Oak Ridge, TN 37830
(865) 425-7300 miginsgroup.com
Fox Insurance Group
110 S Illinois Ave, Oak Ridge, TN 37830
(865) 482-0513 grayfoxins.com
Thompson Insurance Group
697 Emory Valley Rd E, Oak Ridge, TN 37830
(865) 685-5069 thompsoninsured.com
Chris Smith Insurance
471 Oak Ridge Turnpike Ste.B, Oak Ridge, TN 37830
(865) 272-3387 csmithagency.com
Herron-Connell Insurance
665A Emory Valley Rd, Oak Ridge, TN 37830
(865) 483-8483 herronconnell.com
Southern Protection Insurance TN
113 Raleigh Rd, Oak Ridge, TN 37830
(865) 290-0191
Complete Cover Insurance Group
207 S Purdue Ave, Oak Ridge, TN 37830
(615) 488-1250
Assurance Center
681C Emory Valley Rd, Oak Ridge, TN 37830
(423) 380-0924
Shelter Insurance - Nathan Mizer
107A W Tennessee Ave, Oak Ridge, TN 37830
(865) 483-0670 shelterinsurance.com
Carriage Hill Insurance
108 S Illinois Ave, Oak Ridge, TN 37830
(865) 483-3200 carriagehillinsurance.com
Howard Hildreth Insurance & Realty
1062 Oak Ridge Turnpike # 200, Oak Ridge, TN 37830
(865) 483-8476 howardhildrethins.com

What Does a Flood Insurance Agent in Oak Ridge Cost?

The cost of flood insurance in Tennessee varies by flood zone elevation and property value. Average NFIP premiums in Tennessee range from 700 to 2000 dollars per year. High-risk properties may pay more. Private market policies can offer different pricing. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Oak Ridge Tennessee?
Flood insurance is not required by Tennessee state law but your mortgage lender may require it if your property is in a Special Flood Hazard Area. Even outside high-risk zones flooding can occur so many homeowners choose to purchase a policy.
How do I find a flood insurance agent in Oak Ridge?
You can search online for licensed insurance agents in Oak Ridge who offer flood policies. The Tennessee Department of Commerce and Insurance provides a license lookup tool to verify an agents credentials.
What does a flood insurance policy cover in Tennessee?
A standard NFIP policy covers structural damage and personal property loss caused by flooding. Coverage limits for a home are up to 250000 dollars and for contents up to 100000 dollars. Private policies may offer higher limits.