ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Flood Insurance Agents Near You in Smyrna, TN

Browse flood insurance agents serving Smyrna, Tennessee. Updated 2026-07-14.

The top-rated flood insurance agent in Smyrna, Tennessee is Emerson Williams - State Farm Insurance Agent, rated 5.0 stars across 865 reviews. Other highly rated options include Farmers Insurance - Marc Lewis, Joel Laird - State Farm Insurance Agent, Monte King - State Farm Insurance Agent. This directory lists 23 flood insurance agents serving Smyrna.

Showing 23 flood insurance agents in Smyrna, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Emerson Williams - State Farm Insurance Agent199 Enon Springs Rd W #300(615) 459-2683
2Farmers Insurance - Marc Lewis1241 Rock Springs Rd(615) 625-7070
3Joel Laird - State Farm Insurance Agent11 N Lowry St(615) 696-7170
4Monte King - State Farm Insurance Agent721 President Pl STE 200(615) 220-2210
5Farm Bureau Insurance667 President Pl(615) 459-0469
6Cover My Assets Insurance Group, LLC661 Fitzhugh Blvd Ste 117(615) 345-0411
7Shelter Insurance - Drake Tyson336 S Lowry St(615) 459-4697
8Acceptance Insurance273 N Lowry St Ste L(615) 434-7138
9The Treece Agency1370 Hazelwood Dr Suite 200(615) 241-9906
10Proseguros Insurance & Ayuda Latina - Smyrna128 N Lowry St(615) 750-3108
EW
199 Enon Springs Rd W #300
Emerson Williams - State Farm Insurance Agent
Flood Insurance Agent · Smyrna, TN

Emerson Williams - State Farm Insurance Agent serves the Smyrna, Tennessee area and surrounding communities, specializing in flood insurance coverage. This agency provides guidance for homeowners, renters, and businesses navigating flood risks common to the region. Clients receive assistance understanding policy options to protect property against water damage from storms or rising waters. The agency handles flood insurance claims processing and offers personalized consultations to review existing coverage limits.

FI
1241 Rock Springs Rd
Farmers Insurance - Marc Lewis
Flood Insurance Agent · Smyrna, TN

Farmers Insurance - Marc Lewis offers flood insurance coverage and risk assessment guidance for properties in the Smyrna, Tennessee area. The agent provides policy consultations to help clients understand flood zone requirements and obtain appropriate protection. Service includes evaluating existing insurance portfolios to recommend suitable flood coverage adjustments based on changing risks. Maintenance plans involve periodic policy reviews to ensure adequate limits remain in effect. The agency serves single-family homes, apartments, retail spaces, and restaurants needing flood protection tailored to local floodplain conditions.

JL
11 N Lowry St
Joel Laird - State Farm Insurance Agent
Flood Insurance Agent · Smyrna, TN

Joel Laird - State Farm Insurance Agent serves Smyrna, Tennessee, and nearby communities throughout Rutherford County, specializing in flood insurance. The agency handles policies for residential and commercial properties, helping clients navigate federal flood program requirements and coverage options. It assists property owners in assessing their flood risk and securing appropriate protection against water damage. Its approach for a typical job involves reviewing the property's flood zone designation and policy details to tailor a plan that meets individual coverage needs.

MK
721 President Pl STE 200
Monte King - State Farm Insurance Agent
Flood Insurance Agent · Smyrna, TN

Homeowners, businesses, and property managers in Smyrna, Tennessee seeking flood insurance protection can contact Monte King - State Farm Insurance Agent for solutions. The agency helps clients understand their risk of flooding and select appropriate coverage plans to protect their properties and assets. Policies can cover building structure and personal contents in the event of water damage from natural flooding. In addition to serving local residents, they also assist customers in nearby areas like La Vergne.

FB
667 President Pl
Farm Bureau Insurance
Flood Insurance Agent · Smyrna, TN

Farm Bureau Insurance in Smyrna, TN, offers both a one-time flood insurance policy for single-event protection and a recurring plan for ongoing coverage. Policies safeguard residential and commercial properties against water damage from rising waters, ensuring financial recovery after storms or overflow. Service operates on a one-time, scheduled, or as-needed basis, allowing clients to choose the frequency that best matches their risk assessment and property needs.

CM
661 Fitzhugh Blvd Ste 117
Cover My Assets Insurance Group, LLC
Flood Insurance Agent · Smyrna, TN

With seasonal storms bringing sudden downpours and rising waters to Smyrna, Cover My Assets Insurance Group, LLC helps local property owners evaluate their exposure. The agency specializes in securing flood coverage for both residential homes and commercial buildings, focusing on policies that address local flood zone risks. A standard initial consultation includes a thorough review of the property’s elevation and drainage conditions during a precise on-site inspection.

SI
336 S Lowry St
Shelter Insurance - Drake Tyson
Flood Insurance Agent · Smyrna, TN

Shelter Insurance - Drake Tyson in Smyrna, TN provides property protection strategies for homeowners and businesses. The agency specializes in adding flood coverage to standard property policies, addressing gaps left by typical insurance plans. It evaluates risks from heavy rainfall and nearby waterways common in the region. Its general work focuses on matching clients with appropriate personal and commercial policies. Specific commercial sectors it can serve include offices, warehouses, and food service operations.

AI
273 N Lowry St Ste L
Acceptance Insurance
Flood Insurance Agent · Smyrna, TN

Acceptance Insurance offers specialized flood insurance guidance for property owners in Smyrna, Tennessee. It works with clients to understand their specific coverage needs and to secure policies that protect structures and belongings from water damage. The agency provides personalized service, helping to navigate policy options and ensure adequate protection for local homes and businesses. It assists area residents with the heightened risk of flash flooding during heavy spring rains or sudden summer storms.

TA
1370 Hazelwood Dr Suite 200
The Treece Agency
Flood Insurance Agent · Smyrna, TN

The Treece Agency provides residential flood insurance policies for homeowners seeking coverage in Smyrna, TN. Commercial flood protection options are also available for local businesses. Service extends throughout Smyrna and the surrounding areas of Tennessee. The agency handles the complexities of flood insurance from the initial application through the claims process. Clients often return for annual policy reviews or to adjust coverage following FEMA flood map changes, maintaining protection between regular property visits.

PI
128 N Lowry St
Proseguros Insurance & Ayuda Latina - Smyrna
Flood Insurance Agent · Smyrna, TN

Proseguros Insurance & Ayuda Latina in Smyrna, TN, is known for providing flood insurance agents who guide property owners through the process of securing coverage against water damage. Serving the Smyrna area, the company helps clients assess their flood risk and choose policies that meet local requirements. Its service range includes explaining coverage options and assisting with policy documentation. As a specialty service, it can also add wind coverage to supplement flood insurance for comprehensive property protection.

PI
214 N Lowry St
Providence Insurance Agency, LLC
Flood Insurance Agent · Smyrna, TN
(615) 625-0165
providenceinsuranceagency.com
FB
810 Nissan Dr #130
Farm Bureau Insurance
Flood Insurance Agent · Smyrna, TN
(615) 984-7949
fbitn.com/tn/rutherford-county/smyrna/rutherford-nissan-dr-agency
RS
429 Nissan Dr Ste 101
Ronald Steed: Allstate Insurance
Flood Insurance Agent · Smyrna, TN
(615) 751-0971
agents.allstate.com/ronald-steed-smyrna-tn.html
FP
240 Mayfield Dr #205
Fred Parrow, Farmers Insurance
Flood Insurance Agent · Smyrna, TN
(615) 459-0703
fredparrow.com
GI
613 Potomac Pl #203
Groogan Insurance Group, LLC
Flood Insurance Agent · Smyrna, TN
(615) 462-5603
grooganinsurance.com
SI
6670 New Nashville Hwy Ste115
Shelter Insurance
Flood Insurance Agent · Smyrna, TN
(615) 987-0879
shelterinsurance.com/CA
BI
1071 Rock Springs Rd
Barrett Insurance Agency
Flood Insurance Agent · Smyrna, TN
(615) 220-9890
barrettagency.org
RI
103 Moore Ave
Reynolds Insurance Agency, Inc
Flood Insurance Agent · Smyrna, TN
(615) 220-4377
thereynoldsagency.com/ins-smyrna-tn
ML
782 Nissan Dr
Marty Luffman - State Farm Insurance Agent
Flood Insurance Agent · Smyrna, TN
(615) 459-7253
martyluffman.com
FP
11301 Old Nashville Hwy
Future Protect Insurance Co
Flood Insurance Agent · Smyrna, TN
(615) 640-6704
II
1023 Avery Park Drive
Ideal Insurance LLC
Flood Insurance Agent · Smyrna, TN
(615) 640-6870
SI
6670 New Nashville Hwy
Shelter Insurance - James Ford
Flood Insurance Agent · Smyrna, TN
(615) 956-2499
shelterinsurance.com/CA/agent/JFORD
RI
200 S Lowry St
Raborn Insurance
Flood Insurance Agent · Smyrna, TN
(615) 459-4145
raborn.net/ins-smyrna

What Does a a Flood Insurance Agent in Smyrna Cost?

Flood insurance costs in Smyrna Tennessee depend on your property flood zone elevation and deductible choice. NFIP policies average 700 to 1,500 dollars per year for a single-family home. Private insurers may offer lower rates or higher coverage limits. This is general information and not insurance advice.

About flood insurance agents in Smyrna

Flood insurance agents in Smyrna Tennessee help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. Tennessee law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Local agents understand Smyrna flood maps and can guide you on coverage limits and deductibles.

Frequently Asked Questions

Do I need flood insurance in Smyrna Tennessee?

If your property is in a Special Flood Hazard Area and you have a federally backed mortgage you are required by federal law to carry flood insurance. Even outside high-risk zones many Smyrna residents choose coverage because heavy rain can cause flash flooding.

What does a flood insurance agent do in Smyrna?

A flood insurance agent helps you compare NFIP policies with private flood insurance options. They assess your property risk review flood zone maps and explain waiting periods and coverage limits specific to Rutherford County.

How much does flood insurance cost in Smyrna Tennessee?

Costs vary based on flood zone elevation and building characteristics. Typical NFIP premiums in Tennessee range from 500 to 2,000 dollars per year for a standard home. Private policies may offer different rates and higher limits.

Flood Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.