The top-rated umbrella insurance agent in Bellevue, Washington is PCRG Insurance, rated 4.9 stars across 268 reviews. Other highly rated options include Phoenix Insurance Inc., Max Horizon Insurance Group, Jeanie Do American Family Insurance. This directory lists 20 umbrella insurance agents serving Bellevue.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | PCRG Insurance | 10900 NE 4th St 2300 #2413 | (425) 243-5193 |
| 2 | Phoenix Insurance Inc. | 14205 SE 36th St Suite 100 | (425) 800-4298 |
| 3 | Max Horizon Insurance Group | 2000 124th Ave NE Suite B100-105 | (206) 656-9600 |
| 4 | Jeanie Do American Family Insurance | 13555 NE Bel Red Rd #206 | (425) 502-6715 |
| 5 | Soleyon Insurance Partners Inc | 1400 112th Ave SE Suite 100 | (425) 208-0035 |
| 6 | Insurance Connections Northwest | 14040 NE 8th St Ste 207 | (425) 644-3808 |
| 7 | Millennium Insurance Group | 11900 NE 1st St Suite 300 | (206) 247-5360 |
| 8 | Farmers Insurance - Leland Kimball | 1130 140th Ave NE Ste. 300 | (206) 471-6206 |
| 9 | Mumma Associates, Inc. | 11811 NE 1st St Suite #307 | (425) 455-1406 |
| 10 | Bordelon Insurance | 1606 148th Ave SE #102 | (425) 455-2227 |
PCRG Insurance serves the Bellevue, Washington area and its surrounding communities as an umbrella insurance agent. The company helps clients secure additional liability coverage that extends beyond the limits of their standard home or auto policies. This type of insurance provides an extra layer of financial protection in the event of a major accident or lawsuit. PCRG Insurance works with individuals to assess their risk exposure and recommend appropriate umbrella policy limits. Their services include evaluating existing homeowners and automobile insurance for coverage gaps.
Phoenix Insurance Inc. provides a full range of umbrella insurance agent services for clients in Bellevue, WA, offering individualized risk assessments and strategic coverage recommendations. Its service approach includes reviewing existing underlying policies for gaps and securing supplemental layers of liability protection beyond standard homeowners, auto, or boat policies. The company structures comprehensive plans tailored to each client’s asset profile, ensuring adequate limits on personal umbrella policies. Phoenix Insurance Inc. primarily services single-family homes, apartments, retail businesses, and local restaurants requiring increased liability holdings.
Max Horizon Insurance Group serves homeowners, property managers, and small business owners seeking umbrella insurance coverage in Bellevue, Washington. This type of policy provides additional liability protection beyond standard home or auto limits, offering crucial financial security against major claims or lawsuits. The company helps clients assess their personal exposure and select appropriate coverage to safeguard their assets and future earnings. Its services extend to clients throughout the greater Eastside region, including areas near downtown Redmond and the surrounding communities.
Serving Bellevue, Washington, and the surrounding Eastside communities, Jeanie Do American Family Insurance handles umbrella insurance coverage that extends additional liability protection beyond standard policies. This agency secures broad personal liability limits for clients seeking to safeguard assets from major claims or lawsuits. In each case, the agent completes a thorough review of existing home and auto policies to coordinate appropriate excess coverage that aligns with individual risk profiles. To manage a typical job, the agent carefully assesses a client’s asset portfolio and liability exposures before recommending suitable policy enhancements.
Soleyon Insurance Partners Inc in Bellevue, WA offers both one-time policy placement and ongoing coverage reviews for umbrella insurance. For a single purchase, an agent secures a liability layer above existing home and auto policies, while recurring service involves annual adjustments as local property values shift. Every client receives an assessment of their risk exposure in the Pacific Northwest. Service operates on a one-time, scheduled, or as-needed basis according to the client’s preference.
As heavy rain and wind sweep across the Puget Sound region each winter, homeowners in Bellevue often worry about liability exposure from a single accident. Insurance Connections Northwest serves as an umbrella insurance agent, helping local residents secure extra coverage that extends beyond standard home or auto policies. This additional layer protects personal assets from costly lawsuits and medical claims that may arise on their property. The company begins by reviewing a client’s current insurance portfolio during a complimentary risk consultation to identify gaps.
Millennium Insurance Group serves the Bellevue area by helping clients manage financial risk through tailored insurance solutions. As an umbrella insurance agent, the company specializes in layering additional liability coverage above standard home and auto policies to protect against major claims and lawsuits. It also offers related add-ons that provide expanded protection for personal assets and future earnings. The agency’s services can extend to various commercial sectors, including offices, warehouses, and food service operations requiring higher liability limits.
Farmers Insurance - Leland Kimball in Bellevue, WA specializes in umbrella insurance agent services, securing extra liability coverage that extends beyond standard auto, home, or boat policies. This agency helps clients manage risk by providing a crucial financial buffer against large claims or lawsuits. Such protection is especially important during the rainy season, when increased accident risk on slippery roads can make additional coverage essential.
Mumma Associates, Inc. in Bellevue, Washington focuses on residential umbrella insurance, offering liability coverage that extends beyond standard home policies. The agency also provides commercial umbrella policies for local businesses, serving clients throughout the Bellevue area by explaining coverage gaps and policy limits. Their work often involves reviewing existing insurance plans to ensure proper coordination between primary policies and umbrella layers. Many clients return for periodic policy reviews between regular renewals, adjusting their protection as personal or business circumstances change.
What Does an a Umbrella Insurance Agent in Bellevue Cost?
Umbrella insurance in Washington typically costs between 150 and 300 dollars per year for one million dollars of coverage. Costs increase with higher coverage limits or if you have multiple properties or vehicles. Factors like your driving record and claims history also affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Bellevue
An umbrella insurance agent in Bellevue Washington helps you secure additional liability coverage beyond your standard auto or homeowners policy. Washington state law requires minimum liability limits for drivers but an umbrella policy can provide extra protection for your savings and future earnings. Local agents in Bellevue understand the specific liability risks in the Pacific Northwest and can tailor coverage to your needs.
Frequently Asked Questions
What does an umbrella insurance agent in Bellevue do?
An umbrella insurance agent helps you evaluate your current liability risks and recommends a policy that covers claims above your existing limits. They explain how umbrella insurance works with your auto and home policies in Washington. The agent also assists with policy selection and claims support.
How much umbrella insurance do I need in Washington?
Most agents recommend at least one million dollars in umbrella coverage for Washington residents. The amount you need depends on your assets, income, and potential liability risks. A Bellevue agent can help you calculate the right limit based on your personal situation.
Is umbrella insurance required by law in Washington?
No, Washington state does not require umbrella insurance by law. However, it is strongly recommended for individuals with significant assets or high liability exposure. Umbrella policies provide an extra layer of protection that can cover legal costs and judgments beyond your primary policy limits.
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