The top-rated umbrella insurance agent in Bremerton, Washington is Scott Cashman - State Farm Insurance Agent, rated 4.9 stars across 369 reviews. Other highly rated options include Vern Fonk Insurance, H&K Insurance Agency, Inc., Haley Insurance Agency Inc.. This directory lists 11 umbrella insurance agents serving Bremerton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scott Cashman - State Farm Insurance Agent | 1550 NE Riddell Rd Ste 160 | (360) 627-7947 |
| 2 | Vern Fonk Insurance | 3620 Wheaton Wy A | (360) 686-6069 |
| 3 | H&K Insurance Agency, Inc. | 3105 Wheaton Wy | (360) 377-7645 |
| 4 | Haley Insurance Agency Inc. | 400 Warren Ave UNIT 105 | (360) 626-6173 |
| 5 | Debbie Doll Insurance Agent Broker | 500 Pacific Ave UNIT 200 | (360) 302-3446 |
| 6 | Michael Gribbin: Allstate Insurance | 4040 Wheaton Wy Ste 211 | (360) 479-9850 |
| 7 | Allstate Insurance: West Hills Insurance Agency | 950 W Hills Blvd | (360) 616-3300 |
| 8 | Affordable Insurance Service | 243-249 4th St | (360) 282-0904 |
| 9 | Best Insurance WA | 2909 WA-303 | (425) 470-6908 |
| 10 | Cuna Mutual Insurance Society | 610 Warren Ave #5 | (360) 479-5610 |
Scott Cashman - State Farm Insurance Agent in Bremerton, WA provides umbrella liability coverage for residents and businesses in the greater Kitsap County area. This type of policy offers additional protection beyond standard home or auto insurance limits, helping safeguard assets from significant claims or lawsuits. The agency serves local homeowners, renters, and vehicle owners who seek extra financial security. It handles personal umbrella policies and business liability extensions designed to cover unforeseen incidents and legal costs in this region.
Vern Fonk Insurance in Bremerton, Washington provides general umbrella liability policies that extend coverage beyond standard homeowners and auto insurance. The agency helps clients understand, select, and manage supplemental protection plans designed to cover large claims or lawsuits. It assists with annual policy reviews and straightforward claims support. The company routinely services policies for single-family homes, apartments, retail stores, and restaurants in the local region.
H&K Insurance Agency, Inc. provides umbrella liability insurance policies that extend coverage limits beyond standard home and auto policies. The agency structures these personal and commercial umbrella plans to protect clients from major claims and lawsuits. Ongoing account maintenance includes policy reviews and coverage adjustments as personal assets or business liabilities change. The firm specializes in servicing single-family homes, apartments, retail spaces, and restaurants throughout the Bremerton area.
Haley Insurance Agency Inc. in Bremerton assists homeowners, businesses, and property managers with umbrella liability coverage to protect assets against major claims. These policies extend beyond standard insurance limits, offering additional financial security for unforeseen accidents or lawsuits. The agency helps clients evaluate their risk exposure and select appropriate policy layers. Their service area includes neighboring communities like Port Orchard, ensuring broader coverage access across the Kitsap Peninsula for those needing elevated liability protection.
Serving Bremerton and the surrounding Kitsap County communities, Debbie Doll Insurance Agent Broker handles umbrella insurance for local residents and businesses. This type of coverage provides additional liability protection beyond standard home or auto policies, helping safeguard assets in the event of a major claim or lawsuit. Typical work involves reviewing existing policies to recommend an appropriate level of extra coverage. The approach bases each recommendation on a careful assessment of the client’s personal liability risks and individual financial situation.
Michael Gribbin: Allstate Insurance provides umbrella insurance agency services to clients in Bremerton, Washington. This type of policy extends extra liability coverage beyond the limits of a standard homeowners or auto insurance policy, protecting against major claims or lawsuits. The agency also writes general personal and business insurance lines needed by local residents. It can help a policyholder prepare for the increased risk of slip-and-fall accidents during the rainy winter months that often affect homeowners with wet walkways or slippery entry areas.
Allstate Insurance: West Hills Insurance Agency in Bremerton, Washington, offers both one-time policies for temporary needs and recurring coverage for long-term protection. Umbrella insurance provides an extra layer of liability coverage that kicks in when standard policies reach their limits, shielding assets from unforeseen claims. This service is ideal for homeowners, drivers, or renters seeking added security against potential lawsuits and large judgments. Clients can arrange coverage on a one-time, scheduled, or as-needed basis, depending on their evolving risk profile and personal requirements.
As the rainy season brings higher risks of slips, falls, and property damage across Kitsap County, homeowners in Bremerton often seek additional liability protection. Affordable Insurance Service provides umbrella insurance to extend coverage beyond standard auto and home policies, offering a broader safety net against major claims. Their agents review each client's current exposure to suggest appropriate policy limits. An initial consultation involves a review of existing coverages and personal assets to determine the specific level of extra liability protection needed.
Best Insurance WA provides general liability coverage in Bremerton, focusing on personal and commercial umbrella insurance policies that extend protection above primary policy limits. These additional layers of liability coverage help safeguard assets against major claims. The agency offers umbrella solutions for various commercial sectors, including professional offices, warehouse operations, and food service establishments, addressing the heightened liability exposures common in these environments.
Cuna Mutual Insurance Society serves residential clients in Bremerton with umbrella insurance to provide additional liability protection beyond standard home policies. The agency also offers commercial coverage for local businesses needing extended policy limits. Their service area encompasses Bremerton and the surrounding Kitsap Peninsula communities. They work with clients to review existing coverage and identify gaps where an umbrella policy can offer crucial extra protection. Follow-up support is available between regular policy reviews to address any changes in personal or business risk exposure.
What Does an a Umbrella Insurance Agent in Bremerton Cost?
The cost of an umbrella insurance policy in Washington typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 600 dollars annually. Your actual premium depends on your risk profile, number of vehicles, and property value. This is general information and not insurance advice.
About umbrella insurance agents in Bremerton
Umbrella insurance agents in Bremerton, Washington help you secure additional liability coverage that goes beyond your home and auto policies. Washington state law requires minimum liability limits for auto insurance, but an umbrella policy can provide extra protection up to 1 million dollars or more. This coverage is especially valuable for Kitsap County residents who own property or have significant assets.
Frequently Asked Questions
What does an umbrella insurance agent in Bremerton do?
An umbrella insurance agent helps you evaluate your current liability risks and recommends a policy that covers gaps in your existing home and auto insurance. They can explain how Washington state laws affect your coverage needs and help you choose the right limit.
Do I need umbrella insurance in Washington state?
Umbrella insurance is not required by Washington law, but it can protect you from lawsuits that exceed your standard policy limits. Washington follows a comparative fault rule, meaning you could be held liable for damages even if you are only partially at fault.
How much umbrella coverage should I get in Bremerton?
Most agents recommend starting with 1 million dollars in coverage, but the right amount depends on your assets and lifestyle. Factors like owning a home, having a boat, or hosting guests on your property can increase your need for higher limits.
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