ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Umbrella Insurance Agents Near You in Kirkland, WA

Browse umbrella insurance agents serving Kirkland, Washington. Updated 2026-07-14.

The top-rated umbrella insurance agent in Kirkland, Washington is Grace Roberts - State Farm Insurance Agent, rated 5.0 stars across 439 reviews. Other highly rated options include Katie Kelly - State Farm Insurance Agent, Vern Fonk Insurance, Constance Ann - State Farm Insurance Agent. This directory lists 18 umbrella insurance agents serving Kirkland.

Showing 18 umbrella insurance agents in Kirkland, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Grace Roberts - State Farm Insurance Agent339 Kirkland Ave F(425) 820-2002
2Katie Kelly - State Farm Insurance Agent951 6th St South(425) 827-2138
3Vern Fonk Insurance12535 Totem Lake Blvd NE(425) 880-1004
4Constance Ann - State Farm Insurance Agent12405 NE 124th St(425) 821-2225
5Absolute Insurance Solutions733 7th Ave #204(425) 610-6909
6ALLSTAR Financial Insurance9805 NE 116th St suite 206(425) 814-6378
7CHOICE Insurance1715 Market St # 100(425) 739-6565
8Madison Avenue Insurance Group733 7th Ave #112(206) 805-6244
9SegurosNW (Mario Reyes)12006 98th Ave NE Ste 102(425) 276-8232
10Best insurance Kirkland3951 Lake Washington Blvd NE(253) 518-3812
GR
339 Kirkland Ave F
Grace Roberts - State Farm Insurance Agent
Umbrella Insurance Agent · Kirkland, WA

Grace Roberts - State Farm Insurance Agent serves the Kirkland, Washington area, including nearby parts of King County. The agency provides umbrella insurance policies that offer extended liability protection beyond standard homeowners and auto coverage. This additional layer of financial security helps shield clients from major claims and lawsuits. The company also handles related personal and commercial insurance needs, including tailoring umbrella policies to accompany existing auto and home plans.

KK
951 6th St South
Katie Kelly - State Farm Insurance Agent
Umbrella Insurance Agent · Kirkland, WA

Katie Kelly - State Farm Insurance Agent in Kirkland, WA, provides umbrella liability coverage to extend clients' existing insurance protection. Service plans include personalized policy reviews to help assess appropriate coverage limits and adjust for changing life circumstances. Regular maintenance involves coordinating with underlying homeowners and auto policies to ensure seamless protection. The agency services a variety of properties, including single-family homes, apartments, retail locations, and restaurants.

VF
12535 Totem Lake Blvd NE
Vern Fonk Insurance
Umbrella Insurance Agent · Kirkland, WA

As the Pacific Northwest enters its rainy season, homeowners around Kirkland face increased liability risks from wet driveways and slippery walkways. Vern Fonk Insurance provides umbrella insurance coverage to protect personal assets beyond standard home or auto policy limits. An umbrella policy offers supplementary liability protection for unexpected accidents or property damage claims. In the Kirkland area, this extra coverage can safeguard against significant financial loss. The assessment process typically begins with a review of the client's current insurance policies to determine appropriate coverage levels and an initial consultation.

CA
12405 NE 124th St
Constance Ann - State Farm Insurance Agent
Umbrella Insurance Agent · Kirkland, WA

Constance Ann - State Farm Insurance Agent serves homeowners, businesses, and property managers in the Kirkland, Washington area who require comprehensive umbrella coverage. The agency helps clients obtain additional liability protection beyond standard insurance policies, safeguarding assets against unforeseen claims. Policies are designed to cover large settlements or legal judgments, providing financial security for various property holdings and personal risks. The office also extends its services to residents and business owners in neighboring Bellevue.

AI
733 7th Ave #204
Absolute Insurance Solutions
Umbrella Insurance Agent · Kirkland, WA

Absolute Insurance Solutions serves Kirkland, Washington, and the surrounding Eastside communities. It handles personal umbrella insurance policies that provide additional liability coverage beyond standard auto and homeowners limits. The agency helps local clients evaluate their unique risk exposure from property ownership and everyday activities. For a typical job, it begins by reviewing existing underlying policies to identify coverage gaps before recommending an appropriate umbrella policy limit.

AF
9805 NE 116th St suite 206
ALLSTAR Financial Insurance
Umbrella Insurance Agent · Kirkland, WA

For homeowners and renters needing liability protection beyond standard policies, Allstar Financial Insurance of Kirkland, WA offers customizable umbrella insurance agent services. Coverage can be purchased as a one-time policy for a specified term or established as a recurring annual option to maintain continuous protection. As an umbrella insurance agent, the company helps clients secure extra liability layers that activate after basic auto or homeowners limits are exhausted. Service arrangements are available on either a one-time basis for a single policy period or an as-needed basis.

CI
1715 Market St # 100
CHOICE Insurance
Umbrella Insurance Agent · Kirkland, WA

CHOICE Insurance specializes in securing umbrella insurance policies that provide extra liability coverage beyond standard homeowner and auto limits. The agency serves clients throughout Kirkland, Washington, helping homeowners, renters, and vehicle owners layer additional protection against large claims or lawsuits. Its work focuses on assessing individual risk exposure and recommending appropriate excess liability limits. For Kirkland residents, this coverage can be especially important during storm season, when unforeseen property damage or guest injuries on private driveways become more common.

MA
733 7th Ave #112
Madison Avenue Insurance Group
Umbrella Insurance Agent · Kirkland, WA

After a season of heavy Pacific Northwest rain or when a new liability concern arises in Kirkland, Madison Avenue Insurance Group helps local homeowners and drivers assess their need for additional coverage beyond standard policies. As an umbrella insurance agent, the company works to provide an extra layer of protection that can guard assets against major claims or lawsuits. The process begins with a thorough review of an individual’s current policies to recommend appropriate limits. Their first step is scheduling a personal assessment of your coverage gaps.

SM
12006 98th Ave NE Ste 102
SegurosNW (Mario Reyes)
Umbrella Insurance Agent · Kirkland, WA

SegurosNW in Kirkland provides general umbrella insurance coverage, helping clients protect assets beyond their primary policy limits. Its services specialize in adding extra layers of liability protection for homeowners, auto policyholders, and individuals seeking broader financial security. These policies offer critical safeguards against large claims or lawsuits. Through Mario Reyes, the agency serves local commercial sectors including offices, warehouses, and food service businesses.

BI
3951 Lake Washington Blvd NE
Best insurance Kirkland
Umbrella Insurance Agent · Kirkland, WA

Best Insurance Kirkland provides residential umbrella coverage for homeowners seeking extra liability protection beyond standard policies. Commercial umbrella policies are also available for local businesses, serving clients throughout the Kirkland area and surrounding communities. Policies layer on top of existing auto, home, or business liability limits to give broader financial security. The agency schedules follow-up consultations to review coverage needs and ensures repeat service between regular policy reviews.

KI
5710 Lake Washington Blvd NE
Kirkland insurance co
Umbrella Insurance Agent · Kirkland, WA
(253) 242-9167
SA
12014 NE 132nd Ct
The Schultz Agency
Umbrella Insurance Agent · Kirkland, WA
(206) 949-6002
theschultzagency.com
TA
10526 NE 68th St
Totem Agencies Inc
Umbrella Insurance Agent · Kirkland, WA
(425) 827-8774
totemagencies.com
TI
11811 NE 128th St
Top insurance agency
Umbrella Insurance Agent · Kirkland, WA
(253) 256-5842
BI
12509 130th Ln NE B132-C
Best Insurance Services
Umbrella Insurance Agent · Kirkland, WA
(206) 707-3373
bestinsuranceservicesllc.com
BA
917 Kirkland Avenue (Appointment Only, 917 Kirkland Ave
The Ballard Agency, Inc
Umbrella Insurance Agent · Kirkland, WA
(425) 454-3510
ballardagency.com
SI
11312 NE 124th St
Secured Insurance Kirkland
Umbrella Insurance Agent · Kirkland, WA
(509) 213-0549
HI
903 5th Ave STE 105
Hughes Insurance Agency
Umbrella Insurance Agent · Kirkland, WA
(425) 827-8066
farmersagent.com/jhughes1

What Does an a Umbrella Insurance Agent in Kirkland Cost?

The cost of umbrella insurance in Washington typically ranges from $150 to $400 per year for one million dollars of coverage. Higher limits, such as two to five million dollars, may cost between $300 and $800 annually. Premiums vary based on your risk factors, including the number of properties, vehicles, and prior claims. This is general information and not insurance advice.

About umbrella insurance agents in Kirkland

Umbrella insurance provides extra liability coverage beyond standard home and auto policies. In Kirkland, Washington, an agent can help you assess your personal risk and find a policy that meets state requirements. Washington law does not mandate umbrella insurance, but it is a smart way to protect assets from large claims or lawsuits.

Frequently Asked Questions

What does an umbrella insurance agent in Kirkland do?

An umbrella insurance agent helps you evaluate your current liability limits and recommends additional coverage to protect your savings and future earnings. They compare policies from different carriers to find a suitable option for your situation.

Do I need umbrella insurance in Washington?

While Washington does not require umbrella insurance, it is recommended if you have significant assets or face higher liability risks. For example, if you own a home on Lake Washington or have a rental property, extra coverage can help shield you from large lawsuits.

How much umbrella coverage should I get in Kirkland?

Most agents suggest starting with at least one million dollars in umbrella coverage. The right amount depends on your net worth and lifestyle. An agent can run a risk assessment to determine a suitable limit for your needs.

Umbrella Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.