The top-rated umbrella insurance agent in Kirkland, Washington is Grace Roberts - State Farm Insurance Agent, rated 5.0 stars across 439 reviews. Other highly rated options include Katie Kelly - State Farm Insurance Agent, Vern Fonk Insurance, Constance Ann - State Farm Insurance Agent. This directory lists 18 umbrella insurance agents serving Kirkland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Grace Roberts - State Farm Insurance Agent | 339 Kirkland Ave F | (425) 820-2002 |
| 2 | Katie Kelly - State Farm Insurance Agent | 951 6th St South | (425) 827-2138 |
| 3 | Vern Fonk Insurance | 12535 Totem Lake Blvd NE | (425) 880-1004 |
| 4 | Constance Ann - State Farm Insurance Agent | 12405 NE 124th St | (425) 821-2225 |
| 5 | Absolute Insurance Solutions | 733 7th Ave #204 | (425) 610-6909 |
| 6 | ALLSTAR Financial Insurance | 9805 NE 116th St suite 206 | (425) 814-6378 |
| 7 | CHOICE Insurance | 1715 Market St # 100 | (425) 739-6565 |
| 8 | Madison Avenue Insurance Group | 733 7th Ave #112 | (206) 805-6244 |
| 9 | SegurosNW (Mario Reyes) | 12006 98th Ave NE Ste 102 | (425) 276-8232 |
| 10 | Best insurance Kirkland | 3951 Lake Washington Blvd NE | (253) 518-3812 |
Grace Roberts - State Farm Insurance Agent serves the Kirkland, Washington area, including nearby parts of King County. The agency provides umbrella insurance policies that offer extended liability protection beyond standard homeowners and auto coverage. This additional layer of financial security helps shield clients from major claims and lawsuits. The company also handles related personal and commercial insurance needs, including tailoring umbrella policies to accompany existing auto and home plans.
Katie Kelly - State Farm Insurance Agent in Kirkland, WA, provides umbrella liability coverage to extend clients' existing insurance protection. Service plans include personalized policy reviews to help assess appropriate coverage limits and adjust for changing life circumstances. Regular maintenance involves coordinating with underlying homeowners and auto policies to ensure seamless protection. The agency services a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
As the Pacific Northwest enters its rainy season, homeowners around Kirkland face increased liability risks from wet driveways and slippery walkways. Vern Fonk Insurance provides umbrella insurance coverage to protect personal assets beyond standard home or auto policy limits. An umbrella policy offers supplementary liability protection for unexpected accidents or property damage claims. In the Kirkland area, this extra coverage can safeguard against significant financial loss. The assessment process typically begins with a review of the client's current insurance policies to determine appropriate coverage levels and an initial consultation.
Constance Ann - State Farm Insurance Agent serves homeowners, businesses, and property managers in the Kirkland, Washington area who require comprehensive umbrella coverage. The agency helps clients obtain additional liability protection beyond standard insurance policies, safeguarding assets against unforeseen claims. Policies are designed to cover large settlements or legal judgments, providing financial security for various property holdings and personal risks. The office also extends its services to residents and business owners in neighboring Bellevue.
Absolute Insurance Solutions serves Kirkland, Washington, and the surrounding Eastside communities. It handles personal umbrella insurance policies that provide additional liability coverage beyond standard auto and homeowners limits. The agency helps local clients evaluate their unique risk exposure from property ownership and everyday activities. For a typical job, it begins by reviewing existing underlying policies to identify coverage gaps before recommending an appropriate umbrella policy limit.
For homeowners and renters needing liability protection beyond standard policies, Allstar Financial Insurance of Kirkland, WA offers customizable umbrella insurance agent services. Coverage can be purchased as a one-time policy for a specified term or established as a recurring annual option to maintain continuous protection. As an umbrella insurance agent, the company helps clients secure extra liability layers that activate after basic auto or homeowners limits are exhausted. Service arrangements are available on either a one-time basis for a single policy period or an as-needed basis.
CHOICE Insurance specializes in securing umbrella insurance policies that provide extra liability coverage beyond standard homeowner and auto limits. The agency serves clients throughout Kirkland, Washington, helping homeowners, renters, and vehicle owners layer additional protection against large claims or lawsuits. Its work focuses on assessing individual risk exposure and recommending appropriate excess liability limits. For Kirkland residents, this coverage can be especially important during storm season, when unforeseen property damage or guest injuries on private driveways become more common.
After a season of heavy Pacific Northwest rain or when a new liability concern arises in Kirkland, Madison Avenue Insurance Group helps local homeowners and drivers assess their need for additional coverage beyond standard policies. As an umbrella insurance agent, the company works to provide an extra layer of protection that can guard assets against major claims or lawsuits. The process begins with a thorough review of an individual’s current policies to recommend appropriate limits. Their first step is scheduling a personal assessment of your coverage gaps.
SegurosNW in Kirkland provides general umbrella insurance coverage, helping clients protect assets beyond their primary policy limits. Its services specialize in adding extra layers of liability protection for homeowners, auto policyholders, and individuals seeking broader financial security. These policies offer critical safeguards against large claims or lawsuits. Through Mario Reyes, the agency serves local commercial sectors including offices, warehouses, and food service businesses.
Best Insurance Kirkland provides residential umbrella coverage for homeowners seeking extra liability protection beyond standard policies. Commercial umbrella policies are also available for local businesses, serving clients throughout the Kirkland area and surrounding communities. Policies layer on top of existing auto, home, or business liability limits to give broader financial security. The agency schedules follow-up consultations to review coverage needs and ensures repeat service between regular policy reviews.
What Does an a Umbrella Insurance Agent in Kirkland Cost?
The cost of umbrella insurance in Washington typically ranges from $150 to $400 per year for one million dollars of coverage. Higher limits, such as two to five million dollars, may cost between $300 and $800 annually. Premiums vary based on your risk factors, including the number of properties, vehicles, and prior claims. This is general information and not insurance advice.
About umbrella insurance agents in Kirkland
Umbrella insurance provides extra liability coverage beyond standard home and auto policies. In Kirkland, Washington, an agent can help you assess your personal risk and find a policy that meets state requirements. Washington law does not mandate umbrella insurance, but it is a smart way to protect assets from large claims or lawsuits.
Frequently Asked Questions
What does an umbrella insurance agent in Kirkland do?
An umbrella insurance agent helps you evaluate your current liability limits and recommends additional coverage to protect your savings and future earnings. They compare policies from different carriers to find a suitable option for your situation.
Do I need umbrella insurance in Washington?
While Washington does not require umbrella insurance, it is recommended if you have significant assets or face higher liability risks. For example, if you own a home on Lake Washington or have a rental property, extra coverage can help shield you from large lawsuits.
How much umbrella coverage should I get in Kirkland?
Most agents suggest starting with at least one million dollars in umbrella coverage. The right amount depends on your net worth and lifestyle. An agent can run a risk assessment to determine a suitable limit for your needs.
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