The top-rated umbrella insurance agent in Edmonds, Washington is Cornerstone Insurance Group, rated 5.0 stars across 642 reviews. Other highly rated options include Highstreet Insurance, Chelsea Hwangbo - State Farm Insurance Agent, Farmers Insurance - Mark Weedin. This directory lists 15 umbrella insurance agents serving Edmonds.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cornerstone Insurance Group | 21920 76th Ave W | (425) 595-5028 |
| 2 | Highstreet Insurance | 600 Main St A | (425) 775-6446 |
| 3 | Chelsea Hwangbo - State Farm Insurance Agent | 22618 Hwy 99 Ste 113 | (425) 329-8396 |
| 4 | Farmers Insurance - Mark Weedin | 7500 212th St SW STE 211 | (425) 485-6060 |
| 5 | Protect Insurance Services LLC | 7705 230th St SW | (253) 528-8033 |
| 6 | Johnson Insurance Agency | 300 Admiral Way Ste 209 | (206) 789-5940 |
| 7 | Interstate Insurance Services | 9790 Edmonds Way | (206) 542-3195 |
| 8 | McDonald McGarry Insurance | 630 Main St | (425) 774-3200 |
| 9 | Farmers Insurance: Aaron Zweifach | 23106 100th Ave W | (425) 774-7211 |
| 10 | Prestige Insurance Edmonds | 7520 Olympic View Dr | (425) 657-5016 |
Cornerstone Insurance Group, serving Edmonds, Washington, and the surrounding Snohomish County area, specializes in providing umbrella insurance agent services. This agency helps clients secure liability coverage that extends beyond the limits of standard home and auto policies, offering an additional layer of financial protection. By working with local insurers familiar with regional risks, the company tailors policies to individual needs. Specific services it handles include personal umbrella liability policies and excess coverage for high-value assets.
Highstreet Insurance provides umbrella liability coverage, extending protection beyond standard home and auto policies to safeguard against major claims and lawsuits. The agency offers personalized risk assessments and policy consultations to help clients determine appropriate coverage limits. Maintenance of policies typically includes annual reviews with clients to adjust for asset changes or lifestyle factors. In Edmonds, Washington, the company serves homeowners, apartment complexes, retail establishments, and restaurants holding those larger underlying policies.
Specializing in umbrella insurance, Chelsea Hwangbo – State Farm Insurance Agent in Edmonds, WA serves homeowners, automobile owners, and small businesses who need additional liability protection beyond standard policies. The agency helps clients secure broader coverage to guard against major claims and lawsuits, offering peace of mind for those with significant assets. By assessing individual risk profiles, the office crafts supplemental policies that align with each customer's existing coverage. This localized service also extends its expertise to residents and enterprises in nearby Lynnwood and the greater Snohomish County metro area.
Farmers Insurance - Mark Weedin serves Edmonds, Washington, and the surrounding Puget Sound communities. It handles umbrella insurance, which provides extra liability coverage beyond standard home and auto policies to protect personal assets. The agency also assists clients in assessing their overall insurance needs for comprehensive protection. For a typical job, the agent reviews existing policies to determine appropriate umbrella limits and discusses how coverage extends across additional areas like watercraft or rental properties.
Protect Insurance Services LLC, located in Edmonds, WA, provides umbrella insurance solutions. For personal liability excess coverage beyond standard policies, clients may choose between one-time policy purchases for a specific period or recurring service options that automatically renew each coverage term. The company’s support addresses financial exposure from lawsuits and major claim settlements. Ongoing account management ensures policy limits remain adequate as personal assets change over time. Service runs on an as-needed basis according to each client’s request for a new policy or coverage adjustments.
Johnson Insurance Agency specializes in securing umbrella insurance policies that provide extra liability coverage beyond standard home and auto limits. The agency also assists clients with general risk assessment to ensure adequate protection for assets in Edmonds, Washington. Navigating coverage gaps can be complex, and the agency helps residents understand how increased liability limits work. As fall storms approach, the agency helps local homeowners prepare for potential claims from falling tree limbs or water damage that could exceed basic policy coverage.
As heavy winter rains sweep across Edmonds, many homeowners realize their standard policies may not provide enough liability protection. Interstate Insurance Services offers umbrella insurance to fill these gaps, extending coverage well beyond the limits of auto and home policies. This additional layer helps safeguard local savings and future earnings in the event of a serious accident or property-related lawsuit. An agent first reviews the client's existing policies to determine adequate coverage levels. The process begins with a no-obligation review of current assets and policy limits.
McDonald McGarry Insurance operates in Edmonds, Washington, and specializes in offering standard liability policies. The agency adds umbrella insurance coverage to its services, providing clients in the area with an extra layer of protection that extends above their primary policy limits. This additional liability coverage helps safeguard assets and future income. The firm serves a range of commercial sectors, including offices, warehouses, and food service establishments.
Farmers Insurance: Aaron Zweifach in Edmonds, WA, provides residential umbrella insurance to protect homeowners from liability claims exceeding standard policy limits. This coverage also extends to commercial clients in the local area, ensuring broader financial safeguards for businesses throughout Edmonds. The agency serves residents and business owners across nearby communities, offering policies that supplement existing coverage. Clients seeking protection against major lawsuits rely on this straightforward service. Many schedule annual policy reviews with the agency to maintain appropriate coverage and arrange repeat service between regular visits throughout the year.
Prestige Insurance Edmonds is known for providing umbrella insurance coverage to clients in Edmonds, WA. This company offers a range of personal liability protection policies that extend beyond standard home and auto insurance limits. Local agents assist residents in safeguarding their assets against major claims and lawsuits. Their services include evaluating existing insurance portfolios to identify coverage gaps. A specialty service Preston Insurance Edmonds can add on is tailored excess liability protection for rental property owners in the area.
What Does an a Umbrella Insurance Agent in Edmonds Cost?
The cost of umbrella insurance in Washington typically ranges from 150 to 500 dollars per year for 1 million dollars in coverage. Higher limits, such as 2 to 5 million dollars, may cost 300 to 1,000 dollars annually. Your premium depends on your risk profile, number of properties, and driving record. This is general information, not insurance advice.
About umbrella insurance agents in Edmonds
Umbrella insurance agents in Edmonds, Washington help residents secure extra liability coverage beyond standard policies. Washington state law does not require umbrella insurance, but it can protect assets from large claims or lawsuits. Agents in Edmonds can tailor policies to fit your home, auto, and watercraft needs.
Frequently Asked Questions
What does an umbrella insurance agent in Edmonds do?
An umbrella insurance agent in Edmonds helps you purchase a personal liability umbrella policy. This policy provides additional coverage limits above your home and auto insurance. The agent reviews your assets and risks to recommend appropriate coverage amounts.
How much umbrella insurance do I need in Washington?
Common umbrella policy limits in Washington range from 1 million to 5 million dollars. Your agent will consider your net worth, income, and potential liability risks. Washington law does not set a minimum requirement, so the amount depends on your personal situation.
Can I bundle umbrella insurance with other policies in Edmonds?
Yes, many insurance companies in Washington allow you to bundle umbrella insurance with your home and auto policies. Bundling often results in lower premiums and simpler claims handling. Your Edmonds agent can help you find a carrier that offers multi-policy discounts.
Umbrella Insurance Agents in Other Washington Cities
Auburn · Bellevue · Bellingham · Bothell · Bremerton · Camas · Everett · Federal Way · Issaquah · Kennewick · Kent · Kirkland · Lacey · Lake Stevens · Lakewood