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HomeUmbrella Insurance AgentsWashington › Federal Way

Find Umbrella Insurance Agents Near You in Federal Way, WA

Browse umbrella insurance agents serving Federal Way, Washington. Updated 2026-07-14.

The top-rated umbrella insurance agent in Federal Way, Washington is Yolanda Santana Harris - State Farm Insurance Agent, rated 4.9 stars across 723 reviews. Other highly rated options include Julia Johnson - State Farm Insurance Agent, Brady Nelson - State Farm Insurance Agent, Federal Way Ace Insurance & Retirement Services. This directory lists 19 umbrella insurance agents serving Federal Way.

Showing 19 umbrella insurance agents in Federal Way, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Yolanda Santana Harris - State Farm Insurance Agent1066 S 320th St Bldg K Suite E(253) 927-9295
2Julia Johnson - State Farm Insurance Agent3450 S 344th Way Suite 110(253) 927-2886
3Brady Nelson - State Farm Insurance Agent33434 8th Ave S STE 105(253) 874-4000
4Federal Way Ace Insurance & Retirement Services33100 Pacific Hwy S #1(253) 442-6222
5Greg Green Insurance Agency33720 9th Ave S Ste 2(253) 216-2378
6Farmers Insurance - Esperanza Vasquez29100 Pacific Hwy S #5(206) 268-0407
7Bill Love: Allstate Insurance29918 Pacific Hwy S(253) 568-0036
8Inszone Insurance Services33301 1st Way S Suite C130(253) 838-1301
9Farmers Insurance - Michelle Morales202 S 348th St # 3(206) 575-1111
10Davis Agency LLC American Family Insurance33919 9th Ave S Ste 204(253) 733-3099
YS
1066 S 320th St Bldg K Suite E
Yolanda Santana Harris - State Farm Insurance Agent
Umbrella Insurance Agent · Federal Way, WA

Yolanda Santana Harris - State Farm Insurance Agent serves Federal Way and the surrounding King County area, offering personal umbrella insurance coverage. This type of policy provides an extra layer of liability protection beyond standard auto and homeowners policies. The agency assists residents in securing higher limits of liability to help safeguard their assets against major claims or lawsuits. Services include helping clients tailor umbrella policies to complement their existing State Farm home and auto insurance plans, addressing both property and vehicle liability needs.

JJ
3450 S 344th Way Suite 110
Julia Johnson - State Farm Insurance Agent
Umbrella Insurance Agent · Federal Way, WA

Julia Johnson – State Farm Insurance Agent in Federal Way, WA, provides umbrella liability insurance policies to increase personal and business coverage beyond standard home or auto limits. The agency assists clients in reviewing their existing liability exposure and selects appropriate excess coverage levels tailored to individual risk profiles. Service includes annual policy reviews to adjust coverage as assets or circumstances change. The agency serves a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.

BN
33434 8th Ave S STE 105
Brady Nelson - State Farm Insurance Agent
Umbrella Insurance Agent · Federal Way, WA

Homeowners, businesses, and property managers in Federal Way, Washington turn to Brady Nelson - State Farm Insurance Agent for comprehensive umbrella insurance policies. These coverage plans extend liability protection beyond standard home and auto policies, offering vital financial security against major claims or lawsuits. Clients receive thorough risk assessments to determine appropriate coverage limits tailored to their property holdings and rental endeavors. The agency also serves the surrounding communities of Tacoma and Auburn within the greater Seattle metro area.

FW
33100 Pacific Hwy S #1
Federal Way Ace Insurance & Retirement Services
Umbrella Insurance Agent · Federal Way, WA

Serving Federal Way and the surrounding South King County communities, Federal Way Ace Insurance & Retirement Services provides umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This agency helps clients protect assets against significant claims or lawsuits. For a typical case, it reviews existing underlying policies to determine appropriate additional coverage levels, then secures a policy that broadens the financial safety net for the client.

GG
33720 9th Ave S Ste 2
Greg Green Insurance Agency
Umbrella Insurance Agent · Federal Way, WA

As the rainy season approaches in Federal Way, homeowners and drivers often become more aware of potential liability risks from accidents on their property or the road. Greg Green Insurance Agency responds by providing umbrella insurance policies that extend coverage beyond standard home and auto limits, offering an additional layer of financial protection. The agency works with local clients to assess their existing policies and personal assets to determine appropriate coverage amounts. This process typically begins with a careful review of each client’s current insurance framework during an initial consultation.

FI
29100 Pacific Hwy S #5
Farmers Insurance - Esperanza Vasquez
Umbrella Insurance Agent · Federal Way, WA

Farmers Insurance - Esperanza Vasquez provides umbrella insurance agent services to clients in the Federal Way, Washington area, focusing on securing extra liability coverage above standard home and auto policies. The agency generally works with individuals and families to extend their protection through tailored insurer options. As heavy rains and seasonal flooding can increase the likelihood of property-related claims in the Pacific Northwest, the agency helps clients adjust their coverage limits to address higher risks during the winter storm season.

BL
29918 Pacific Hwy S
Bill Love: Allstate Insurance
Umbrella Insurance Agent · Federal Way, WA

For homeowners and business owners in Federal Way, WA, Bill Love: Allstate Insurance provides umbrella liability coverage that extends beyond standard policies. One-time service focuses on reviewing current policies to quote and secure this extra layer of protection, while recurring service involves annual or policy-renewal evaluations to adjust coverage as assets change. This agent offers scheduled reviews for consistent monitoring and also accommodates as-needed visits for immediate risk or life-event concerns.

II
33301 1st Way S Suite C130
Inszone Insurance Services
Umbrella Insurance Agent · Federal Way, WA

Inszone Insurance Services provides general liability and property coverage in Federal Way, Washington, while also offering specialized umbrella insurance policies that extend protection above standard policy limits. This additional coverage helps safeguard clients against large claims or lawsuits that exceed their primary insurance. The agency serves various commercial sectors, including offices requiring professional liability buffers, warehouses needing extra asset protection, and food service operations confronting unique public liability exposures.

FI
202 S 348th St # 3
Farmers Insurance - Michelle Morales
Umbrella Insurance Agent · Federal Way, WA

Farmers Insurance - Michelle Morales in Federal Way, WA provides residential umbrella insurance to protect homeowners from excess liability claims beyond standard policies. The agency also offers commercial umbrella coverage for local businesses seeking an extra layer of financial security against major lawsuits and judgments. Their service area spans Federal Way and the broader South King County region, helping residents and companies bridge gaps in their primary insurance. Clients often return for policy updates or adjustments between regular visits to ensure continued protection as their needs evolve.

DA
33919 9th Ave S Ste 204
Davis Agency LLC American Family Insurance
Umbrella Insurance Agent · Federal Way, WA
RA
32700 Pacific Hwy S #7
Rainwater Agency-Insurance Specialists
Umbrella Insurance Agent · Federal Way, WA
(253) 839-5500
rainwateragency.com
WS
33516 9th Ave S Bldg 7
WCF Services Inc
Umbrella Insurance Agent · Federal Way, WA
(253) 344-1283
wcfservicesinc.com
AI
33509 Pacific Hwy S # A
Aliment Insurance Agency Inc
Umbrella Insurance Agent · Federal Way, WA
(253) 874-2460
alimentins.com
EB
33528 6th Ave S
Elite Beacon Insurance
Umbrella Insurance Agent · Federal Way, WA
(253) 544-5912
EI
30800 Hwy 99
Empire Insurance Co
Umbrella Insurance Agent · Federal Way, WA
(253) 248-6411
MM
909 South 336th St #106
Michael McDermott American Family Insurance
Umbrella Insurance Agent · Federal Way, WA
(253) 529-1957
amfam.com/agents/washington/federal-way/michael-mcdermott
YI
500 South 336th St #215
Y I Manchik Insurance Agency
Umbrella Insurance Agent · Federal Way, WA
(206) 354-7165
GA
33919 9th Ave S STE 104
Guardian Angel Insurance
Umbrella Insurance Agent · Federal Way, WA
(253) 874-0176
guardianangelinsurance.com
GI
30640 Pacific Hwy S B
Genesis Insurance Agency 조요셉 종합보험 / Empire Insurance Brokers, Federal Way, WA
Umbrella Insurance Agent · Federal Way, WA
(253) 778-6125
eibnow.com/contact/federal-way-wa-insurance

What Does an a Umbrella Insurance Agent in Federal Way Cost?

In Washington, umbrella insurance premiums generally range from 150 to 400 dollars annually for 1 million dollars in liability coverage. Each additional million may cost 50 to 100 dollars more per year. Factors like driving record, home value, and number of rental properties affect the price. This is general information and not insurance advice. Consult a licensed agent for your specific situation.

About umbrella insurance agents in Federal Way

An umbrella insurance agent in Federal Way, Washington helps you secure extra liability protection beyond your auto or homeowners policy. Washington state law allows insurers to offer umbrella policies that cover claims for bodily injury or property damage. Local agents understand the specific risks for Federal Way residents, such as liability from rental properties or recreational activities.

Frequently Asked Questions

What does an umbrella insurance agent in Federal Way do?

An umbrella insurance agent helps you buy a personal liability umbrella policy that provides coverage above your existing auto or home insurance limits. In Washington, these policies typically start at 1 million dollars in coverage. The agent can explain how umbrella insurance protects your savings and future earnings from large lawsuits.

Who needs umbrella insurance in Federal Way Washington?

Homeowners with a swimming pool or trampoline, landlords with rental properties, and people with significant assets should consider umbrella insurance. Washington has no cap on personal injury damages, so a lawsuit could exceed your standard policy limits. An agent can assess your risk and recommend appropriate coverage.

How much does umbrella insurance cost in Washington?

Umbrella insurance in Washington typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. Costs vary based on your number of vehicles, property value, and claims history. An agent in Federal Way can provide a personalized quote.

Umbrella Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.