The top-rated umbrella insurance agent in Federal Way, Washington is Yolanda Santana Harris - State Farm Insurance Agent, rated 4.9 stars across 723 reviews. Other highly rated options include Julia Johnson - State Farm Insurance Agent, Brady Nelson - State Farm Insurance Agent, Federal Way Ace Insurance & Retirement Services. This directory lists 19 umbrella insurance agents serving Federal Way.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Yolanda Santana Harris - State Farm Insurance Agent | 1066 S 320th St Bldg K Suite E | (253) 927-9295 |
| 2 | Julia Johnson - State Farm Insurance Agent | 3450 S 344th Way Suite 110 | (253) 927-2886 |
| 3 | Brady Nelson - State Farm Insurance Agent | 33434 8th Ave S STE 105 | (253) 874-4000 |
| 4 | Federal Way Ace Insurance & Retirement Services | 33100 Pacific Hwy S #1 | (253) 442-6222 |
| 5 | Greg Green Insurance Agency | 33720 9th Ave S Ste 2 | (253) 216-2378 |
| 6 | Farmers Insurance - Esperanza Vasquez | 29100 Pacific Hwy S #5 | (206) 268-0407 |
| 7 | Bill Love: Allstate Insurance | 29918 Pacific Hwy S | (253) 568-0036 |
| 8 | Inszone Insurance Services | 33301 1st Way S Suite C130 | (253) 838-1301 |
| 9 | Farmers Insurance - Michelle Morales | 202 S 348th St # 3 | (206) 575-1111 |
| 10 | Davis Agency LLC American Family Insurance | 33919 9th Ave S Ste 204 | (253) 733-3099 |
Yolanda Santana Harris - State Farm Insurance Agent serves Federal Way and the surrounding King County area, offering personal umbrella insurance coverage. This type of policy provides an extra layer of liability protection beyond standard auto and homeowners policies. The agency assists residents in securing higher limits of liability to help safeguard their assets against major claims or lawsuits. Services include helping clients tailor umbrella policies to complement their existing State Farm home and auto insurance plans, addressing both property and vehicle liability needs.
Julia Johnson – State Farm Insurance Agent in Federal Way, WA, provides umbrella liability insurance policies to increase personal and business coverage beyond standard home or auto limits. The agency assists clients in reviewing their existing liability exposure and selects appropriate excess coverage levels tailored to individual risk profiles. Service includes annual policy reviews to adjust coverage as assets or circumstances change. The agency serves a variety of property types, including single-family homes, apartments, retail establishments, and restaurants.
Homeowners, businesses, and property managers in Federal Way, Washington turn to Brady Nelson - State Farm Insurance Agent for comprehensive umbrella insurance policies. These coverage plans extend liability protection beyond standard home and auto policies, offering vital financial security against major claims or lawsuits. Clients receive thorough risk assessments to determine appropriate coverage limits tailored to their property holdings and rental endeavors. The agency also serves the surrounding communities of Tacoma and Auburn within the greater Seattle metro area.
Serving Federal Way and the surrounding South King County communities, Federal Way Ace Insurance & Retirement Services provides umbrella insurance policies that extend liability coverage beyond standard home and auto limits. This agency helps clients protect assets against significant claims or lawsuits. For a typical case, it reviews existing underlying policies to determine appropriate additional coverage levels, then secures a policy that broadens the financial safety net for the client.
As the rainy season approaches in Federal Way, homeowners and drivers often become more aware of potential liability risks from accidents on their property or the road. Greg Green Insurance Agency responds by providing umbrella insurance policies that extend coverage beyond standard home and auto limits, offering an additional layer of financial protection. The agency works with local clients to assess their existing policies and personal assets to determine appropriate coverage amounts. This process typically begins with a careful review of each client’s current insurance framework during an initial consultation.
Farmers Insurance - Esperanza Vasquez provides umbrella insurance agent services to clients in the Federal Way, Washington area, focusing on securing extra liability coverage above standard home and auto policies. The agency generally works with individuals and families to extend their protection through tailored insurer options. As heavy rains and seasonal flooding can increase the likelihood of property-related claims in the Pacific Northwest, the agency helps clients adjust their coverage limits to address higher risks during the winter storm season.
For homeowners and business owners in Federal Way, WA, Bill Love: Allstate Insurance provides umbrella liability coverage that extends beyond standard policies. One-time service focuses on reviewing current policies to quote and secure this extra layer of protection, while recurring service involves annual or policy-renewal evaluations to adjust coverage as assets change. This agent offers scheduled reviews for consistent monitoring and also accommodates as-needed visits for immediate risk or life-event concerns.
Inszone Insurance Services provides general liability and property coverage in Federal Way, Washington, while also offering specialized umbrella insurance policies that extend protection above standard policy limits. This additional coverage helps safeguard clients against large claims or lawsuits that exceed their primary insurance. The agency serves various commercial sectors, including offices requiring professional liability buffers, warehouses needing extra asset protection, and food service operations confronting unique public liability exposures.
Farmers Insurance - Michelle Morales in Federal Way, WA provides residential umbrella insurance to protect homeowners from excess liability claims beyond standard policies. The agency also offers commercial umbrella coverage for local businesses seeking an extra layer of financial security against major lawsuits and judgments. Their service area spans Federal Way and the broader South King County region, helping residents and companies bridge gaps in their primary insurance. Clients often return for policy updates or adjustments between regular visits to ensure continued protection as their needs evolve.
What Does an a Umbrella Insurance Agent in Federal Way Cost?
In Washington, umbrella insurance premiums generally range from 150 to 400 dollars annually for 1 million dollars in liability coverage. Each additional million may cost 50 to 100 dollars more per year. Factors like driving record, home value, and number of rental properties affect the price. This is general information and not insurance advice. Consult a licensed agent for your specific situation.
About umbrella insurance agents in Federal Way
An umbrella insurance agent in Federal Way, Washington helps you secure extra liability protection beyond your auto or homeowners policy. Washington state law allows insurers to offer umbrella policies that cover claims for bodily injury or property damage. Local agents understand the specific risks for Federal Way residents, such as liability from rental properties or recreational activities.
Frequently Asked Questions
What does an umbrella insurance agent in Federal Way do?
An umbrella insurance agent helps you buy a personal liability umbrella policy that provides coverage above your existing auto or home insurance limits. In Washington, these policies typically start at 1 million dollars in coverage. The agent can explain how umbrella insurance protects your savings and future earnings from large lawsuits.
Who needs umbrella insurance in Federal Way Washington?
Homeowners with a swimming pool or trampoline, landlords with rental properties, and people with significant assets should consider umbrella insurance. Washington has no cap on personal injury damages, so a lawsuit could exceed your standard policy limits. An agent can assess your risk and recommend appropriate coverage.
How much does umbrella insurance cost in Washington?
Umbrella insurance in Washington typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. Costs vary based on your number of vehicles, property value, and claims history. An agent in Federal Way can provide a personalized quote.