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Looking for a umbrella insurance agent in Lacey? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Lacey, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 12 umbrella insurance agents in Lacey, WA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Vern Fonk Insurance
4104 Martin Way E #103, Lacey, WA 98516
(360) 686-6075
vernfonk.com
Jeff Kearin Agency - American Family Insurance
4450 Avery Ln SE Ste A, Lacey, WA 98503
(360) 459-0989
amfam.com
Leta Hankins: Allstate Insurance
1110 Golf Club Rd SE Ste 102, Lacey, WA 98503
(360) 491-4042
agents.allstate.com
Whims Insurance and Financial Services
418 Carpenter Rd SE Suite 102, Lacey, WA 98516
(360) 292-7240
leavitt.com
All Insurance Inc One
4433 Lacey Blvd SE, Lacey, WA 98503
(360) 438-2797
allinsurance1.com
Angle Agency
8650 Martin Way E Suite 219, Lacey, WA 98516
(360) 350-0109
angleagency.com
Farmers Insurance: Crystal Notson Insurance Agency Inc.
822 Sleater Kinney Rd NE Ste I, Lacey, WA 98506
(360) 412-0207
farmersagent.com
Farmers Insurance - Patricia Gow
8621 Martin Way E UNIT 104, Lacey, WA 98516
(360) 705-3825
agents.farmers.com
Acrisure Lacey, WA (GHB Insurance)
676-B Woodland Square Loop SE Suite 410, Lacey, WA 98503
(360) 943-4500
acrisure.com
GA & Associates, LLC
720 Sleater Kinney Rd SE Suite 9, Lacey, WA 98503
(360) 515-1714
gaservicesllc.com
Johnson Insurance Agency
4403 Lacey Blvd SE, Lacey, WA 98503
(360) 764-7339
teresafierroinsurance.com
Donald Echols Insurance Agency
4200 6th Ave SE #313, Lacey, WA 98503
(360) 489-3366
agents.farmers.com
Umbrella insurance agents in Lacey Washington help you secure extra liability coverage that goes beyond your auto or homeowners policy limits. Washington state law does not require umbrella insurance but it can protect your assets from large claims or lawsuits. Local agents understand the specific liability risks in Thurston County and can tailor a policy to your needs.
What Does a Umbrella Insurance Agent in Lacey Cost?
Umbrella insurance premiums in Washington generally range from 150 to 500 dollars per year for 1 million dollars in coverage. Costs increase with higher limits and depend on your risk factors such as number of vehicles or rental properties. Agents in Lacey can provide quotes based on your specific situation. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Lacey do?
An umbrella insurance agent helps you buy a personal liability umbrella policy that provides additional coverage above your existing home and auto insurance. They assess your assets and risk exposure to recommend appropriate coverage limits. In Washington agents must be licensed by the Office of the Insurance Commissioner.
How much umbrella coverage do I need in Washington?
Most agents recommend at least 1 million dollars in umbrella coverage to protect assets like a home or savings. Washington has a six-year statute of limitations for personal injury lawsuits, which means claims can be filed years after an incident. Higher net worth individuals often choose 2 to 5 million dollars in coverage.
Does umbrella insurance cover legal defense costs in Washington?
Yes umbrella insurance typically covers legal defense costs for covered claims even if the lawsuit is groundless. Washington courts follow the American Rule where each side pays its own attorney fees unless a law or contract says otherwise. Your umbrella policy helps pay for your defense if you are sued for a covered incident.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Washington.