ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Umbrella Insurance Agents Near You in Kent, WA

Browse umbrella insurance agents serving Kent, Washington. Updated 2026-07-14.

The top-rated umbrella insurance agent in Kent, Washington is Heritage, rated 4.8 stars across 332 reviews. Other highly rated options include Vern Fonk Insurance, Farmers Insurance - Kevin Busby, Farmers Insurance - Marisela Ibarra. This directory lists 16 umbrella insurance agents serving Kent.

Showing 16 umbrella insurance agents in Kent, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Heritage24401 104th Ave SE #102(253) 638-8142
2Vern Fonk Insurance23830 Pacific Hwy S Ste 101(206) 408-5797
3Farmers Insurance - Kevin Busby13215 SE 240th St A(253) 872-7366
4Farmers Insurance - Marisela Ibarra204 Central Ave N #102(253) 835-5715
5Scully Insurance Solutions302 W Harrison St Ste 106(253) 277-8922
6Tuan Kiet Pham American Family Insurance25228 104th Ave SE #101(253) 277-3168
7Key Insurance | Personal and Commercial Insurance Seattle1042 W James St # 103(206) 420-4270
8Phuong Anh Ho American Family Insurance20038 68th Ave S #101(206) 518-9182
9Rapid Insurance Service417 Ramsay Way(253) 342-4304
10TrustPoint Insurance Service22440 Benson Rd SE(253) 499-8822
HE
24401 104th Ave SE #102
Heritage
Umbrella Insurance Agent · Kent, WA

Heritage serves clients throughout the Kent, Washington metro area as an umbrella insurance agent. This firm works to provide excess liability coverage that extends beyond the limits of standard auto or homeowners policies. Such protection is essential for individuals seeking to safeguard their assets against major claims or lawsuits. Heritage assists local residents in assessing their personal risk exposure and selecting appropriate liability limits. The company handles overall policy reviews and helps clients coordinate supplemental liability protection with their existing primary insurance.

VF
23830 Pacific Hwy S Ste 101
Vern Fonk Insurance
Umbrella Insurance Agent · Kent, WA

Vern Fonk Insurance in Kent, Washington offers umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency helps local residents protect assets against major claims and lawsuits. It also assists clients by reviewing existing coverage gaps and recommending appropriate liability limits. As unexpected events like severe storms or auto accidents can lead to significant financial exposure, the agency advises on umbrella policies to provide an extra layer of security during such unpredictable circumstances.

FI
13215 SE 240th St A
Farmers Insurance - Kevin Busby
Umbrella Insurance Agent · Kent, WA

Farmers Insurance - Kevin Busby in Kent, WA provides umbrella insurance services, offering supplemental liability coverage that extends beyond standard policy limits. Its service approach includes personalized risk assessment consultations to help clients determine appropriate coverage levels for their assets. The agency also manages policy updates and renewals, ensuring ongoing protection evolves with changing needs. The agent assists in filing claims for excess liability events. It services single-family homes, apartments, retail properties, and restaurants.

FI
204 Central Ave N #102
Farmers Insurance - Marisela Ibarra
Umbrella Insurance Agent · Kent, WA

Homeowners, business owners, and property managers in the Kent area can obtain liability protection excess of their primary policies through Farmers Insurance - Marisela Ibarra. As an umbrella insurance agent, the agency sells coverage that extends limits beyond standard home or auto policies to help protect assets from major claims or lawsuits. Clients typically arrange a personal consultation to review their existing underlying coverages. This agency also serves policyholders in the greater south Seattle metro area, including nearby communities such as Covington.

SI
302 W Harrison St Ste 106
Scully Insurance Solutions
Umbrella Insurance Agent · Kent, WA

Scully Insurance Solutions serves clients in Kent, Washington, and the surrounding South Sound communities, handling umbrella insurance policies that provide additional liability coverage beyond standard home and auto limits. It focuses on protecting personal assets against significant claims or lawsuits. The agency evaluates individual risk profiles, including property exposure and lifestyle factors, to determine appropriate coverage levels for each client. It then customizes policy recommendations to meet specific protection needs, using a systematic review of existing policies to identify gaps and ensure comprehensive liability coverage.

TK
25228 104th Ave SE #101
Tuan Kiet Pham American Family Insurance
Umbrella Insurance Agent · Kent, WA

Tuan Kiet Pham American Family Insurance provides umbrella insurance agent services in Kent, WA, offering extended liability coverage that goes beyond standard home and auto policies. The agent guides clients in securing additional financial protection against major claims and lawsuits, helping to safeguard personal assets. This includes assisting local homeowners, renters, and drivers in assessing their risk exposure during the rainy season, when slippery roads and water damage often lead to increased liability claims.

KI
1042 W James St # 103
Key Insurance | Personal and Commercial Insurance Seattle
Umbrella Insurance Agent · Kent, WA

Key Insurance | Personal and Commercial Insurance Seattle offers umbrella insurance agents in Kent, Washington. The difference between one-time and recurring service options is that a single consultation can assess current liability coverage, while an ongoing relationship allows for periodic adjustments as personal or commercial assets change. Umbrella insurance provides additional liability protection beyond standard policy limits. This agent operates on an as-needed basis, with clients scheduling appointments when they require policy reviews or new coverage evaluations.

PA
20038 68th Ave S #101
Phuong Anh Ho American Family Insurance
Umbrella Insurance Agent · Kent, WA

As winter storms bring heavy rain and occasional flooding to the Kent area, homeowners and small business owners seek reliable liability protection beyond standard policies. Phuong Anh Ho American Family Insurance provides umbrella insurance coverage designed to safeguard local residents against major claims and lawsuits. This agent works with clients to assess their existing auto, home, and renters policies, identifying gaps that a personal umbrella could fill. They carefully review individual asset levels and lifestyle risks during a thorough initial consultation, then schedule a detailed policy inspection to begin coverage.

RI
417 Ramsay Way
Rapid Insurance Service
Umbrella Insurance Agent · Kent, WA
TI
22440 Benson Rd SE
TrustPoint Insurance Service
Umbrella Insurance Agent · Kent, WA
SC
23839 State Rte 509
Sure Core Insurance LLC
Umbrella Insurance Agent · Kent, WA
(253) 364-0505
A1
10120 SE 260th St SUITE # 201
Agency 1 Insurance
Umbrella Insurance Agent · Kent, WA
(253) 236-4123
agency1insurance.com
WI
24704 36th Ave S
Wise Insurance Association
Umbrella Insurance Agent · Kent, WA
(253) 785-9140
EI
25662 104th Ave SE
Easy Insurance LLC
Umbrella Insurance Agent · Kent, WA
(253) 364-4653
MI
1209 Central Ave S Ste #108
Mawakii Insurance Agency Inc
Umbrella Insurance Agent · Kent, WA
(206) 589-5056
mawakiinsurance.com
JJ
841 Central Ave N # C103
Johnson Joy Insurance Services, Inc.
Umbrella Insurance Agent · Kent, WA
(206) 512-5275
johnsonjoyinsurance.com

What Does an a Umbrella Insurance Agent in Kent Cost?

In Washington umbrella insurance typically costs between 150 and 400 dollars per year for 1 million dollars in coverage. Each additional million may cost 50 to 100 dollars more. Your premium depends on your risk factors like driving record and property value. This is general information and not insurance advice.

About umbrella insurance agents in Kent

Umbrella insurance agents in Kent Washington help you secure additional liability coverage that goes beyond your auto or homeowners policy limits. Washington state law does not require umbrella insurance but it can protect your savings and future earnings from large lawsuits. Agents in Kent understand local risks and can tailor coverage to your needs.

Frequently Asked Questions

What does umbrella insurance cover in Washington?

Umbrella insurance covers liability claims that exceed the limits of your underlying auto or homeowners policy. It also covers certain claims not included in those policies like libel or slander. In Washington it can protect against lawsuits from accidents on your property or car accidents.

How much umbrella coverage do I need in Kent Washington?

Most agents recommend at least 1 million dollars in umbrella coverage. Your net worth and assets determine the right amount. Washington has no cap on personal injury damages so higher limits may be wise if you own a home or have significant savings.

Do I need umbrella insurance if I have a standard policy in Washington?

Yes if you face higher liability risks. Washington does not require umbrella insurance but standard policies have limits that may not cover a major lawsuit. An agent can help you decide based on your assets and lifestyle.

Umbrella Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.