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Find Umbrella Insurance Agents Near You in Bellingham, WA

Browse umbrella insurance agents serving Bellingham, Washington. Updated 2026-07-14.

The top-rated umbrella insurance agent in Bellingham, Washington is Trucordia (formerly Rice Insurance), rated 4.9 stars across 709 reviews. Other highly rated options include InsureOne Insurance, Magas Insurance, Cascadia Insurance, LLC. This directory lists 18 umbrella insurance agents serving Bellingham.

Showing 18 umbrella insurance agents in Bellingham, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Trucordia (formerly Rice Insurance)2200 Rimland Dr Ste 305(888) 742-3467
2InsureOne Insurance1414 Broadway STE C(360) 686-6186
3Magas Insurance2615 Meridian St(360) 734-0416
4Cascadia Insurance, LLC141 W Kellogg Rd(800) 999-1498
5Farmers Insurance - Erik Dyrland2105 Park St(360) 734-5072
6Farmers Insurance - Paula Crosetti2136 James St(360) 676-8893
7Chris Bonner Insurance Agency1313 E Maple St UNIT 222(360) 255-7806
8Farmers Insurance - Darren Clark1050 Larrabee Ave Ste 103(360) 788-5222
9Trucordia aka. Bob Wallin Insurance2200 Rimland Dr Ste 305(360) 734-5204
10AssureCore Insurance MA1000 E Sunset Dr(360) 229-7422
TF
2200 Rimland Dr Ste 305
Trucordia (formerly Rice Insurance)
Umbrella Insurance Agent · Bellingham, WA

Trucordia, formerly Rice Insurance, serves Bellingham and Whatcom County as an umbrella insurance agent. The company helps residents and businesses secure additional liability coverage beyond standard homeowner or auto policies. Umbrella insurance from an independent agent can assist clients in protecting their personal assets from large claims against them. Trucordia evaluates individual risk profiles to recommend customized additional limits. It handles insurance applications requiring high coverage amounts and provides guidance for excess liability protection in this area.

II
1414 Broadway STE C
InsureOne Insurance
Umbrella Insurance Agent · Bellingham, WA

InsureOne Insurance in Bellingham, WA, provides comprehensive umbrella insurance agent services to help clients obtain additional liability coverage beyond standard policies. It offers guidance on policy selection and claims assistance. Service plans include annual policy reviews to adjust coverage as personal circumstances change. The company also aids in bundling umbrella policies with existing homeowners or auto insurance. It services a range of property types, including single-family homes, apartments, retail spaces, and restaurants.

MI
2615 Meridian St
Magas Insurance
Umbrella Insurance Agent · Bellingham, WA

Magas Insurance serves homeowners, businesses, and property managers in Bellingham and the surrounding area who need supplemental umbrella liability coverage. An umbrella policy extends liability limits beyond those of a standard homeowners or auto policy, offering broader protection against major claims or lawsuits. This can be critical for individuals or companies exposed to higher financial risks from property ownership or daily operations. The agent works closely with clients to evaluate their existing coverage and secure additional protection. Their service area also includes the adjacent community of Ferndale.

CI
141 W Kellogg Rd
Cascadia Insurance, LLC
Umbrella Insurance Agent · Bellingham, WA

When selecting between a one-time policy review and an ongoing service relationship, an umbrella insurance agent provides coverage that extends liability limits beyond standard homeowners and auto policies. This additional layer of protection is designed to safeguard assets against major claims and lawsuits. Cascadia Insurance, LLC serves clients in Bellingham, WA, offering advice on these supplemental policies. For those requiring ongoing risk management adjustments across multiple personal policies, service may be arranged on either a one-time or an as-needed basis.

FI
2105 Park St
Farmers Insurance - Erik Dyrland
Umbrella Insurance Agent · Bellingham, WA

Serving as an umbrella insurance agent, this Bellingham office provides supplemental liability coverage that extends beyond standard home and auto policy limits, offering essential protection for local residents. Their general service work includes helping clients assess their personal risk exposure and coordinating coverage gaps between primary policies. A particularly important time for considering additional liability safeguards is following significant life events such as adopting a dog, acquiring a rental property, or hosting large neighborhood gatherings during the holiday season.

FI
2136 James St
Farmers Insurance - Paula Crosetti
Umbrella Insurance Agent · Bellingham, WA

Farmers Insurance - Paula Crosetti in Bellingham, WA, provides residential umbrella insurance, offering a critical layer of liability protection beyond standard homeowner policies. The agency also extends commercial umbrella coverage for local businesses, serving clients throughout Whatcom County and the surrounding Bellingham area. Policy structures are designed to safeguard personal assets and business interests alike. After an initial policy setup, clients often return for annual coverage reviews and adjustments to ensure their protection remains adequate between regular visits.

CB
1313 E Maple St UNIT 222
Chris Bonner Insurance Agency
Umbrella Insurance Agent · Bellingham, WA

Chris Bonner Insurance Agency in Bellingham, Washington, provides general insurance coverage to individuals and businesses, with a specialty in umbrella liability policies that offer additional layers of protection beyond standard limits. This type of insurance helps clients safeguard assets against large claims or lawsuits. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations, tailoring broader liability solutions to their specific risk profiles.

FI
1050 Larrabee Ave Ste 103
Farmers Insurance - Darren Clark
Umbrella Insurance Agent · Bellingham, WA

Farmers Insurance - Darren Clark in Bellingham, WA, serves as a local source for umbrella insurance, extending extra liability coverage beyond standard homeowners or auto policies. This agency helps clients reduce financial risk from major claims, offering broad catastrophe protection that includes legal defense costs. Residents and businesses in Whatcom County can access policy reviews and custom quotes tailored to assets. Additionally, the agency can incorporate coverage for personal injury allegations, such as slander or libel, into an umbrella policy.

TA
2200 Rimland Dr Ste 305
Trucordia aka. Bob Wallin Insurance
Umbrella Insurance Agent · Bellingham, WA

As winter storms approach Bellingham, residents often re-evaluate their liability coverage, and Trucordia, known locally as Bob Wallin Insurance, addresses those concerns with umbrella insurance consultations. The agency guides clients through the process of securing additional liability protection beyond standard home or auto policies. This service can shield assets from major claims or lawsuits common in the area. An initial review of a client’s existing policies and risk profile determines the appropriate umbrella coverage limit, followed by a scheduled assessment of personal property and liability exposures.

AI
1000 E Sunset Dr
AssureCore Insurance MA
Umbrella Insurance Agent · Bellingham, WA
FI
2219 Rimland Dr Suite 301
Farmers Insurance - Thanh Le
Umbrella Insurance Agent · Bellingham, WA
(360) 223-6006
agents.farmers.com/wa/bellingham/thanh-le
OI
2417 Meridian St # 102
Oltman Insurance Bellingham
Umbrella Insurance Agent · Bellingham, WA
(360) 734-3960
oltmaninsurance.com
BP
3550 Meridian St
Best policy Insurance LLC
Umbrella Insurance Agent · Bellingham, WA
(360) 339-8581
FI
1515 Fraser St
Flex Insurance LLC
Umbrella Insurance Agent · Bellingham, WA
(360) 217-0715
CI
1200 Old Fairhaven Pkwy suite #107
Coastal Insurance Group
Umbrella Insurance Agent · Bellingham, WA
(360) 671-9995
coastalig.com
BT
2219 Rimland Dr #219
The Barkley Team - COUNTRY Financial
Umbrella Insurance Agent · Bellingham, WA
(360) 527-0205
advisors.countryfinancial.com/usa/wa/bellingham/jamie-imus
HI
3125 Howe Pl #201
HUB International
Umbrella Insurance Agent · Bellingham, WA
(360) 647-9000
hubinternational.com/offices/us/washington/bellingham
AI
1934 James St
American Insurance Bellingham
Umbrella Insurance Agent · Bellingham, WA
(206) 746-4994

What Does an a Umbrella Insurance Agent in Bellingham Cost?

Typical umbrella insurance costs in Washington range from 150 to 350 dollars per year for 1 million dollars of coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Your premium depends on your risk profile number of properties and driving history. This is general information not insurance advice.

About umbrella insurance agents in Bellingham

Umbrella insurance agents in Bellingham help residents secure extra liability coverage beyond standard auto and home policies. Washington state law does not require umbrella insurance but it can protect assets in lawsuits. Local agents understand Bellingham risks such as waterfront property liability and recreational vehicle use.

Frequently Asked Questions

What does an umbrella insurance agent in Bellingham do?

An umbrella insurance agent helps you assess your liability exposure and find a policy that covers claims above your basic limits. They explain how umbrella policies interact with your existing Washington auto and homeowners insurance.

How much umbrella coverage do I need in Washington?

Common umbrella policy limits in Washington range from 1 million to 5 million dollars. Your agent will recommend an amount based on your assets income and potential lawsuit risks such as owning a rental property or having a swimming pool.

Does Washington law affect umbrella insurance requirements?

Washington follows a comparative fault rule which means you can be held liable for your share of damages in a lawsuit. Umbrella insurance covers defense costs and judgments beyond your primary policy limits which is especially important in a state with no cap on personal injury damages.

Umbrella Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.