The top-rated umbrella insurance agent in Everett, Washington is Vern Fonk Insurance, rated 4.9 stars across 817 reviews. Other highly rated options include McClain Insurance Services, The Miller Insurance Agency of Washington, PTX Group. This directory lists 19 umbrella insurance agents serving Everett.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Vern Fonk Insurance | 3531 Rucker Ave Suite A | (425) 434-4036 |
| 2 | McClain Insurance Services | 10410 19th Ave SE STE 100 | (425) 379-9200 |
| 3 | The Miller Insurance Agency of Washington | 3301 Hoyt Ave | (425) 212-3505 |
| 4 | PTX Group | 2707 Colby Ave #604 | (425) 406-7872 |
| 5 | Calrose Insurance | 2231 Broadway | (425) 252-5188 |
| 6 | Farmers Insurance - Mary Allred | 909 SE Everett Mall Way Ste C318 | (425) 513-6204 |
| 7 | Westphal Insurance Agency | 2911 1/2 Hewitt Ave Ste 6 | (425) 354-5988 |
| 8 | SimpliMedicare | 8620 Holly Dr Suite 220-B | (206) 566-5060 |
| 9 | Leavitt Group Northwest | 1010 SE Everett Mall Way Ste 204 | (425) 258-2300 |
| 10 | Legacy West Insurance Inc.: Allstate Insurance | 1327 112th St SE Ste A1 | (425) 337-4646 |
Vern Fonk Insurance in Everett, Washington provides umbrella insurance on either a one-time policy basis or through scheduled renewals for ongoing coverage. This type of policy adds liability protection beyond standard home or auto limits, helping to shield assets from major claims. Coverage typically extends across multiple personal policies under a single umbrella limit. The agent assists clients in evaluating risk exposure and choosing appropriate coverage levels. Service for umbrella insurance at this agency is offered on an as-needed basis for policy adjustments or new applications.
McClain Insurance Services serves clients throughout Snohomish County and the Everett, Washington area as an umbrella insurance agent. This type of coverage extends liability protection beyond the limits of standard homeowners and auto policies, offering an additional layer of financial security. The agency helps individuals and families assess their personal risk exposure and select appropriate policy limits for their unique situations. McClain Insurance Services handles both personal umbrella policies and consultations regarding excess liability coverage for local properties and vehicles.
The Miller Insurance Agency of Washington provides umbrella insurance policies designed to extend personal liability coverage across multiple underlying policies, offering added financial protection for policyholders. Their service approach includes reviewing existing home and auto coverage limits to recommend appropriate umbrella amounts, ensuring clients maintain adequate safeguards against major claims and lawsuits. The agency’s service plans involve periodic policy evaluations to adjust coverage as circumstances change. They service a variety of properties in Everett, Washington, including single-family homes, apartments, retail locations, and restaurants.
Homeowners, small businesses, and property managers in the Everett area depend on PTX Group for their umbrella insurance agent services. Their work involves helping clients secure extra liability coverage that sits above standard home and auto policies, providing a broader financial safety net for assets and future earnings. The team focuses on analyzing individual risk profiles to recommend appropriate policy limits tailored to local property values and commercial exposures. In addition to Everett, the firm extends its coverage assistance to clients throughout neighboring Marysville and the surrounding Snohomish County metro area.
Calrose Insurance serves clients in Everett, Washington, and the surrounding Snohomish County communities. It handles personal umbrella insurance policies that extend liability coverage beyond standard homeowners and auto insurance limits. This coverage is designed to protect assets from major claims or lawsuits. The company generally works with clients to review their existing coverage and identify potential gaps. It then structures a tailored umbrella policy to provide an additional layer of financial protection against unexpected liability events throughout the local area.
Farmers Insurance - Mary Allred offers umbrella insurance solutions tailored for either one-time policy setup or recurring coverage adjustments as personal circumstances change. This type of insurance provides additional liability protection beyond standard auto and home policies, helping safeguard assets against major claims or lawsuits in the Everett, WA area. Service is provided on an as-needed basis, with clients typically scheduling consultations when acquiring new property or reassessing their overall risk exposure.
Westphal Insurance Agency in Everett offers personalized umbrella insurance policies designed to extend personal liability coverage beyond standard limits. The agency assists clients by reviewing existing home and auto policies to identify potential gaps in protection and then secure an extra layer of financial security. For residents across the area, these services address common risks such as accidental injuries on one’s property or severe weather events that may lead to costly lawsuits following the rainy season.
As winter storms bring heavy rain and potential flooding to the Everett area, residents often review their liability coverage for unexpected incidents on their property. SimpliMedicare serves as an umbrella insurance agent in this community, helping homeowners and drivers find policies that extend beyond standard liability limits to protect assets from large claims or lawsuits. Their process begins with a thorough review of your existing home and auto policies to identify coverage gaps during an initial risk assessment consultation.
Leavitt Group Northwest offers specialized umbrella insurance services in Everett, Washington, providing extra liability coverage that extends beyond standard policy limits. Its general work involves helping residents and businesses secure added financial protection against major claims or lawsuits. This local agency focuses on assessing individual risk factors to recommend appropriate coverage levels for homes and assets in the region. During the rainy and icy winter months in the Pacific Northwest, it helps clients address the increased liability hazards arising from wet walkways, slip-and-fall incidents on private property, and weather-related property damage claims.
What Does an a Umbrella Insurance Agent in Everett Cost?
Umbrella insurance in Washington typically costs 150 to 300 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Costs vary based on your number of vehicles, property value, and claims history. This is general information and not insurance advice.
About umbrella insurance agents in Everett
An umbrella insurance agent in Everett Washington helps you add a layer of liability protection beyond your auto and homeowners policies. Washington state law allows for personal umbrella policies that cover claims like libel or slander. This extra coverage is important for residents with assets to protect in Snohomish County.
Frequently Asked Questions
What does an umbrella insurance agent in Everett do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy. This policy provides extra coverage limits above your existing home and auto insurance. The agent can explain how Washington state laws affect your liability exposure.
How much umbrella coverage do I need in Washington?
Most agents recommend at least 1 million dollars in umbrella coverage for homeowners. Washington has no cap on personal injury damages in civil lawsuits. Your agent can help you choose a limit based on your net worth and risk factors.
Do I need umbrella insurance if I have a rental property in Everett?
Yes, owning a rental property in Washington increases your liability risk. Umbrella policies often cover claims from tenant injuries or property damage. Your agent can confirm that the policy covers rental properties you own in Snohomish County.
Umbrella Insurance Agents in Other Washington Cities
Auburn · Bellevue · Bellingham · Bothell · Bremerton · Camas · Edmonds · Federal Way · Issaquah · Kennewick · Kent · Kirkland · Lacey · Lake Stevens · Lakewood