The top-rated umbrella insurance agent in Bothell, Washington is David Strasser - State Farm Insurance Agent, rated 5.0 stars across 433 reviews. Other highly rated options include Lorenzo Valdivia Jr - State Farm Insurance Agent, Rocio Luna-Culotti - State Farm Insurance Agent, Nancy Pipinich - State Farm Insurance Agent. This directory lists 15 umbrella insurance agents serving Bothell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Strasser - State Farm Insurance Agent | 18404 120th Ave NE Unit 103 | (425) 318-8964 |
| 2 | Lorenzo Valdivia Jr - State Farm Insurance Agent | 17901 Bothell Everett Hwy Ste F-105 | (425) 408-0576 |
| 3 | Rocio Luna-Culotti - State Farm Insurance Agent | 22020 17th Ave SE #220 | (425) 318-4143 |
| 4 | Nancy Pipinich - State Farm Insurance Agent | 10134 Main St | (425) 481-6217 |
| 5 | ProStar Insurance | 10308 NE 183rd St | (425) 881-2400 |
| 6 | Goosehead Insurance - Vy Tang | 22722 29th Dr SE UNIT 100 | (425) 523-7937 |
| 7 | Ilana Yagudayev American Family Insurance | 22910 Bothell Everett Hwy Ste 101 | (425) 485-9020 |
| 8 | Farmers Insurance - Isaac Cole | 22232 17th Ave SE Ste 212 | (425) 209-3508 |
| 9 | English Insurance Group | 11830 NE 195th St | (425) 673-7948 |
| 10 | Ordinary Insurance Agency WA | 19201 120th Ave NE | (509) 584-5169 |
David Strasser - State Farm Insurance Agent serves the Bothell, WA area and the surrounding Snohomish and King counties as an umbrella insurance agent. These policies provide extra liability coverage that goes beyond the limits of standard homeowners or auto insurance, helping to protect personal assets from major claims or lawsuits. The agency evaluates each client's individual risk profile to recommend appropriate umbrella coverage levels. In this region, it handles personal umbrella insurance and overall policy review.
Lorenzo Valdivia Jr - State Farm Insurance Agent in Bothell, WA, offers a range of umbrella insurance solutions designed to provide additional liability coverage beyond standard policies. Its service approach includes helping clients assess their personal risk profiles and reviewing existing coverage limits to determine appropriate plan adjustments. The company provides ongoing support for policy modifications and claims assistance. It serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Rocio Luna-Culotti - State Farm Insurance Agent in Bothell, WA, serves homeowners, businesses, and property managers seeking extra liability protection beyond standard policies. The agency explains how umbrella coverage can safeguard assets from major claims or lawsuits. It assists clients in understanding policy limits and coverage gaps. Customers appreciate clear guidance through the selection process. The agency also provides services to residents of nearby Kirkland and other parts of the greater Seattle metro area, ensuring consistent support for broader liability needs.
Serving Bothell and the surrounding communities of Snohomish and King Counties, Nancy Pipinich - State Farm Insurance Agent handles umbrella insurance coverage. This type of policy provides additional liability protection beyond standard home and auto policies, helping to safeguard personal assets from major claims or lawsuits. The agency works with clients to assess their individual risk exposure and coordinate umbrella limits with existing coverage for a cohesive financial safety net. For a typical job, it reviews a client’s current policies, identifies potential liability gaps, and structures a supplementary layer of protection accordingly.
ProStar Insurance offers both one-time and recurring service options for clients evaluating their umbrella liability needs, which provide an extra layer of coverage above standard auto and homeowners policies. This additional protection can help safeguard assets in Bothell, WA, against costly lawsuits or major claims. Agents assist in assessing personal risk factors and policy limits to determine appropriate coverage amounts. Service runs on a one-time, scheduled, or as-needed basis depending on the client's policy review preferences and any changes in their overall insurance portfolio.
Goosehead Insurance - Vy Tang specializes in umbrella insurance policies offering extended liability protection beyond standard home and auto coverage. The agency serves clients in Bothell, Washington by assessing individual risk profiles and recommending appropriate policy limits. Working with local carriers, it helps residents safeguard their assets from major claims and lawsuits. The service particularly assists homeowners and drivers facing the increased liability risks of winter storms or holiday gatherings that could lead to accidents on one's property.
In Bothell, heavy winter rains often create unexpected liability risks for homeowners and drivers. Ilana Yagudayev American Family Insurance provides umbrella insurance agents, offering extra coverage beyond standard auto and home policies to protect against major claims. Clients seek this additional layer for peace of mind during accident-prone seasons or large gatherings. The company responds by discussing how umbrella policies step in when primary liability limits are exhausted. An initial review of personal assets and existing policy limits is conducted to determine the appropriate coverage needed.
Farmers Insurance - Isaac Cole in Bothell, WA provides general liability coverage and specialty umbrella insurance to extend policy limits beyond standard home and auto plans. This agent helps local residents and businesses secure added protection against large claims or lawsuits that exceed underlying coverage. Umbrella polices here also cover personal injury and property damage scenarios. Commercial sectors served include offices, warehouses, and food service operations, offering tailored risk management for diverse professional and retail environments.
English Insurance Group, serving Bothell, WA, assists homeowners with residential umbrella coverage that extends liability protection beyond standard policies. For commercial clients, the agency also provides similar excess liability options to safeguard businesses from major claims. Their service area encompasses Bothell and the surrounding communities within King and Snohomish counties. Clients benefit from coordinated coverage layers and annual policy reviews, with the agency available for follow-up or repeat service between scheduled renewal visits to adjust limits as needed.
What Does an a Umbrella Insurance Agent in Bothell Cost?
In Washington, a one million dollar umbrella policy typically costs between 150 and 300 dollars per year. Higher coverage amounts, such as two to five million dollars, may cost 300 to 600 dollars annually. Actual costs vary based on your risk profile, number of properties, and driving record. This is general information and not insurance advice.
About umbrella insurance agents in Bothell
Umbrella insurance agents in Bothell Washington help you secure extra liability coverage that goes beyond your home and auto policies. Washington state law requires minimum liability limits for drivers but does not mandate umbrella coverage. A local agent can explain how an umbrella policy can protect your savings and future earnings from large lawsuits.
Frequently Asked Questions
What does an umbrella insurance agent in Bothell do?
An umbrella insurance agent in Bothell helps you purchase a personal liability policy that provides coverage above your existing home and auto insurance limits. They assess your assets and risk factors to recommend an appropriate coverage amount. The agent also explains how the policy works with your underlying insurance.
How much umbrella coverage do I need in Washington?
The amount of umbrella coverage you need depends on your total assets and future income potential. Many agents suggest starting with one million dollars in coverage because it is affordable and provides strong protection. Washington courts can award large judgments, so higher limits may be wise if you own a business or have significant savings.
Is umbrella insurance required by Washington law?
No, Washington state law does not require umbrella insurance. However, Washington law does require drivers to carry minimum liability insurance of 25,000 dollars per person and 50,000 dollars per accident. An umbrella policy adds an extra layer of protection beyond those minimums.
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