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Find Umbrella Insurance Agents Near You in Lynnwood, WA

Browse umbrella insurance agents serving Lynnwood, Washington. Updated 2026-07-14.

The top-rated umbrella insurance agent in Lynnwood, Washington is Mosaic Insurance Alliance, Llc, rated 4.9 stars across 814 reviews. Other highly rated options include Villa Insurance Group, Vern Fonk Insurance, Sea-Mountain Insurance. This directory lists 19 umbrella insurance agents serving Lynnwood.

Showing 19 umbrella insurance agents in Lynnwood, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Mosaic Insurance Alliance, Llc16108 Ash Way #201(425) 320-4280
2Villa Insurance Group20006 Cedar Valley Rd Ste. 202(425) 771-9000
3Vern Fonk Insurance3225 Alderwood Mall Blvd Suite D(425) 434-4030
4Sea-Mountain Insurance19630 76th Ave W(425) 775-1410
5Michelle Tullius: Allstate Insurance16418 7th Pl W Ste C(425) 337-7151
6Lynnwood Ace Insurance & Retirement Services3301 184th St SW Ste 115(425) 678-6901
7Michael Gutierrez - State Farm Insurance Agent18023 Hwy 99 ste b(425) 778-0050
8Empire Insurance Brokers19401 40th Ave W #270(866) 774-1324
9Becky Schuler - State Farm Insurance Agent1132 164th St SW b(425) 742-8700
10Hood Insurance Agency, Inc17925 Hwy 99 Ste 202(425) 689-5855
MI
16108 Ash Way #201
Mosaic Insurance Alliance, Llc
Umbrella Insurance Agent · Lynnwood, WA

Mosaic Insurance Alliance, Llc serves homeowners and businesses throughout Snohomish County from its Lynnwood location. As an umbrella insurance agent, it provides extra liability coverage that extends beyond the limits of standard auto, home, or watercraft policies. This added protection can help safeguard personal assets and future earnings from major claims or lawsuits. Local clients rely on the agency for tailored evaluations of coverage gaps in this region. It handles both personal umbrella policies and commercial umbrella insurance for local enterprises.

VI
20006 Cedar Valley Rd Ste. 202
Villa Insurance Group
Umbrella Insurance Agent · Lynnwood, WA

Villa Insurance Group provides umbrella insurance agency services to clients throughout Lynnwood, Washington, offering liability coverage layered above standard home and auto policies. Its service model focuses on assessing individual risk exposure and recommending appropriate supplemental protection limits for each customer’s unique circumstances. Maintenance plans include periodic policy reviews to adjust coverage as assets or property values change. The company serves a range of properties, including single-family homes, apartments, retail locations, and restaurants.

VF
3225 Alderwood Mall Blvd Suite D
Vern Fonk Insurance
Umbrella Insurance Agent · Lynnwood, WA

Vern Fonk Insurance serves homeowners, businesses, and property managers in Lynnwood, Washington by helping them secure umbrella liability coverage that extends beyond the limits of their standard policies. This additional protection can cover claims for bodily injury, property damage, and personal liability situations. The agency works with clients to assess their unique risk profiles and find appropriate policy options from various carriers. In addition to serving the local community, it also provides its umbrella insurance agent services to customers in the nearby Edmonds area of Snohomish County.

SM
19630 76th Ave W
Sea-Mountain Insurance
Umbrella Insurance Agent · Lynnwood, WA

Sea-Mountain Insurance serves homeowners, businesses, and property managers in Lynnwood, Washington, who require umbrella liability coverage to extend their existing policy limits. This type of insurance provides an additional layer of financial protection against major claims or lawsuits that could exceed standard policy caps. By assessing each client’s assets and risk exposure, the agency helps identify appropriate coverage levels to safeguard personal and commercial interests in the Puget Sound region. The company also serves clients throughout nearby Edmonds and the surrounding Snohomish County communities.

MT
16418 7th Pl W Ste C
Michelle Tullius: Allstate Insurance
Umbrella Insurance Agent · Lynnwood, WA

Serving Lynnwood and the surrounding Snohomish County communities, Michelle Tullius: Allstate Insurance provides umbrella insurance coverage for local residents and businesses. This office handles excess liability policies that extend protection beyond standard auto and homeowners limits, helping to safeguard assets from major claims or lawsuits. To serve its clients, the agency begins by reviewing existing policies to identify potential coverage gaps before tailoring a plan that addresses each individual’s specific risk exposure.

LA
3301 184th St SW Ste 115
Lynnwood Ace Insurance & Retirement Services
Umbrella Insurance Agent · Lynnwood, WA

Lynnwood Ace Insurance & Retirement Services provides umbrella insurance. Coverage extends beyond standard policies, offering substantial extra liability protection for Lynnwood residents. For securing such high-limit policies, customers can choose between a one-time evaluation or an ongoing service arrangement that ensures optimal coverage adjustments. This ensures clients pay only for needed protection without gaps. Service operates strictly on an as-needed basis, activated whenever a client requests policy review or coverage changes.

MG
18023 Hwy 99 ste b
Michael Gutierrez - State Farm Insurance Agent
Umbrella Insurance Agent · Lynnwood, WA

Michael Gutierrez - State Farm Insurance Agent in Lynnwood, WA offers umbrella liability insurance, which extends coverage beyond standard home and auto policy limits. The agency also handles general personal and commercial insurance needs, including auto, home, renters, and life insurance policies. This extra layer of protection becomes particularly important for Lynnwood residents during the rainy winter months, when slick roads increase the likelihood of at-fault accidents that could exceed underlying policy caps and threaten personal assets.

EI
19401 40th Ave W #270
Empire Insurance Brokers
Umbrella Insurance Agent · Lynnwood, WA

As the rainy season settles over Lynnwood, homeowners and drivers face increased risks of liability claims exceeding standard policy limits. Empire Insurance Brokers addresses this need by specializing in umbrella insurance, offering additional coverage layers that protect local assets and future earnings. Their agents analyze each client’s existing policies to identify potential gaps in liability protection. A thorough initial assessment of personal risk exposures begins every client relationship.

BS
1132 164th St SW b
Becky Schuler - State Farm Insurance Agent
Umbrella Insurance Agent · Lynnwood, WA

Becky Schuler’s State Farm Insurance agency in Lynnwood, WA, provides standard personal and commercial insurance policies and specializes in adding umbrella liability coverage. Umbrella insurance extends beyond the limits of homeowners and auto policies, offering broader protection against major claims or lawsuits. This coverage is often recommended for local clients needing additional financial safeguards. The agency serves commercial sectors including offices, warehouses, and food service operations seeking tailored liability solutions.

HI
17925 Hwy 99 Ste 202
Hood Insurance Agency, Inc
Umbrella Insurance Agent · Lynnwood, WA

Hood Insurance Agency, Inc. in Lynnwood, WA provides residential umbrella insurance for local homeowners and auto policyholders needing additional personal liability protection. The agency also offers commercial umbrella coverage to area businesses seeking broader risk management for general liability claims. Its policies extend protection throughout the region, addressing gaps that standard coverage may leave. Agents follow up after an initial policy is issued to adjust limits based on changing assets or life events, ensuring appropriate ongoing coverage between each regular annual review.

PA
4100 194th St SW #300
The Pleasant Agency: Allstate Insurance
Umbrella Insurance Agent · Lynnwood, WA
(425) 775-1920
agents.allstate.com/the-pleasant-agency-lynnwood-wa.html
CI
4610 200th St SW c
City Insurance Center
Umbrella Insurance Agent · Lynnwood, WA
(425) 412-3665
cityinsctr.com
SC
19009 33rd Ave W #310
Sound Choice Insurance Agency Inc
Umbrella Insurance Agent · Lynnwood, WA
(425) 333-8033
soundchoiceins.org
AL
19401 40th Ave W #440
Acrisure Lynnwood, WA (PLC Insurance)
Umbrella Insurance Agent · Lynnwood, WA
(425) 712-3664
acrisure.com
FI
1120 164th St SW
Farmers Insurance - Mai Giron
Umbrella Insurance Agent · Lynnwood, WA
(425) 599-1641
agents.farmers.com/wa/lynnwood/mai-giron
JL
7500 196th St SW H
Johnny Lim American Family Insurance
Umbrella Insurance Agent · Lynnwood, WA
(425) 678-8202
amfam.com/agents/washington/lynnwood/Johnny-Lim
RD
1133 164th St SW #103
Robert D. Gregg & Sons, Inc. Insurance
Umbrella Insurance Agent · Lynnwood, WA
(425) 743-3046
rdgsons.com
II
19101 36th Ave W #211
Integrity Insurance & Financial
Umbrella Insurance Agent · Lynnwood, WA
(425) 744-0776
integrityinsuranceandfinancial.com
CI
2100 196th St SW
Coram Insurance
Umbrella Insurance Agent · Lynnwood, WA
(425) 939-2656
m.coramins.com/contact

What Does an a Umbrella Insurance Agent in Lynnwood Cost?

The cost of an umbrella insurance policy in Washington typically ranges from 150 to 300 dollars per year for 1 million dollars in coverage, with additional increments costing less. Factors like your driving record, number of properties, and claims history affect the premium. This is general information, not insurance advice.

About umbrella insurance agents in Lynnwood

An umbrella insurance agent in Lynnwood, Washington can help you secure additional liability coverage beyond your standard auto or homeowners policy. Washington state law requires minimum liability limits for auto insurance, but an umbrella policy provides extra protection for assets and future earnings. Local agents understand the unique risks for Lynnwood residents, including weather-related claims and traffic incidents on I-5.

Frequently Asked Questions

What does an umbrella insurance agent in Lynnwood do?

An umbrella insurance agent helps you assess your personal liability risks and find a policy that covers claims above your primary insurance limits. They can explain how Washington state laws, such as the statute of limitations for personal injury claims, affect your coverage needs.

How much umbrella coverage do I need in Washington?

Most agents recommend at least 1 million dollars in umbrella coverage, but the right amount depends on your assets and income. Washington has no cap on personal injury damages, so higher limits may be wise if you own a home or have significant savings.

Can I get umbrella insurance if I have a rental property in Lynnwood?

Yes, umbrella insurance can cover liability from rental properties you own in Washington. Your agent will review your landlord policy and ensure the umbrella extends to that property, protecting you from lawsuits by tenants or visitors.

Umbrella Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.