The top-rated umbrella insurance agent in Renton, Washington is Judiet Dere - State Farm Insurance Agent, rated 4.9 stars across 242 reviews. Other highly rated options include Kristi Waiss Hooser: Allstate Insurance, EJ Silvers - State Farm Insurance Agent, Vern Fonk Insurance. This directory lists 19 umbrella insurance agents serving Renton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Judiet Dere - State Farm Insurance Agent | 1520 Duvall Ave NE Ste A | (425) 656-8808 |
| 2 | Kristi Waiss Hooser: Allstate Insurance | 19201 108th Ave SE | (425) 226-1200 |
| 3 | EJ Silvers - State Farm Insurance Agent | 3418 SE 6th St Suite A | (425) 207-8589 |
| 4 | Vern Fonk Insurance | 64 Rainier Ave S Ste C | (425) 434-4037 |
| 5 | A & M Insurance Services, Inc. | 14410 SE Petrovitsky Rd Suite #202 | (425) 228-7406 |
| 6 | David Varelia - State Farm Insurance Agent | 14300 SE Petrovitsky Rd Ste A | (425) 226-1462 |
| 7 | Rosalba Valerio Agency LLC American Family Insurance | 4444 NE Sunset Blvd #4 | (425) 227-3983 |
| 8 | Farmers Insurance - Mark Blauman | 334 Wells Ave S suite b | (253) 458-7630 |
| 9 | Safeguard Insurance LLC | 19201 108th Ave SE Ste 201 | (206) 607-8700 |
| 10 | G. Lewis Insurance, LLC | 607 Southwest Grady Wy #230 | (425) 572-0671 |
Judiet Dere – State Farm Insurance Agent serves the Renton, Washington area as an umbrella insurance agency. Umbrella insurance agents in this region provide additional liability coverage that extends beyond the limits of standard homeowners and auto policies. This extra protection helps safeguard personal assets against major claims and lawsuits. The agency assists clients in securing umbrella policies that offer broader coverage for unforeseen incidents. Its services include assessing individual liability risks and integrating umbrella coverage with existing State Farm policies.
Kristi Waiss Hooser: Allstate Insurance provides umbrella insurance coverage for clients in the Renton area, offering additional liability protection that extends beyond standard home and auto policies. The agency assists customers in customizing coverage limits to help safeguard assets and future earnings. Service includes policy consultations to explain how umbrella insurance interacts with underlying policies. Maintenance involves annual reviews to adjust limits as clients’ needs evolve. This Renton agency services single-family homes, apartments, retail locations, and restaurants requiring broader liability protection.
Homeowners, businesses, and property managers in the Renton area rely on EJ Silvers - State Farm Insurance Agent for umbrella insurance policies that provide an extra layer of liability protection. This local agency helps clients safeguard their assets by extending coverage beyond the limits of standard home or auto policies. Umbrella insurance from this agent can fill critical gaps, offering peace of mind for those with substantial property or higher risk exposure. The agency also serves families and professionals in nearby Newcastle and the broader King County metro region.
Vern Fonk Insurance, based in Renton, serves clients seeking umbrella insurance coverage, which provides extra liability protection beyond standard auto and homeowners policies. This agency addresses common needs in the local area, such as increasing personal liability limits for property owners and drivers. Their service range helps safeguard assets from major claims or lawsuits. They can also add on specialty coverage for recreational vehicles or watercraft to a client’s existing insurance portfolio.
For homeowners and professionals in Renton, WA, umbrella insurance can be arranged through either a one-time policy adjustment or an ongoing annual renewal plan. Coverage extends personal liability protection beyond standard home or auto policy limits, shielding assets from major claims or lawsuits. Services run on a one-time, scheduled, or as-needed basis depending on a client’s preferred approach to policy updates and risk review.
Serving Renton and the surrounding communities of Washington’s King County, David Varelia - State Farm Insurance Agent handles personal umbrella policies that provide added liability coverage beyond standard home and auto limits. These policies address the financial risks of major accidents or incidents on a client’s property. For each typical client, the agency reviews existing policies to recommend an appropriate amount of extra coverage, then integrates the umbrella policy seamlessly with underlying plans.
Rosalba Valerio Agency LLC American Family Insurance provides umbrella liability coverage as a core specialty, offering extra protection beyond standard policies. It serves clients throughout Renton, Washington, helping individuals and families secure additional peace of mind against major claims. The general service work includes reviewing existing home and auto policies to identify gaps in coverage. For local property owners near Lake Washington, the company specifically addresses increased liability risks during the rainy season when slip-and-fall incidents on wet surfaces become more common.
Farmers Insurance - Mark Blauman provides general insurance services for clients in Renton, WA, with a specialty focus on umbrella insurance coverage. This type of policy offers extra liability protection beyond standard home or auto limits, helping to safeguard personal assets against major claims or lawsuits. The agency can assist businesses and individuals seeking that added layer of financial security. It serves a variety of commercial sectors including offices, warehouses, and food service operations.
As winter storms bring heavy rain and gusty winds to Renton, Safeguard Insurance LLC helps property owners protect against potential liability claims that standard policies may not cover. Umbrella insurance agents evaluate risk from local conditions such as falling branches or slippery walkways. They examine a client's existing coverage to recommend appropriate additional layers of financial protection. The process begins with a thorough review of current policies and property conditions during an initial inspection to identify gaps in liability exposure.
What Does an a Umbrella Insurance Agent in Renton Cost?
The cost of umbrella insurance in Renton, Washington typically ranges from $150 to $500 per year for $1 million in coverage. Higher limits, such as $2 million or $5 million, cost more but remain affordable relative to the protection provided. Factors like your driving record, home value, and number of properties affect the premium. This is general information, not insurance advice.
About umbrella insurance agents in Renton
Umbrella insurance agents in Renton, Washington help residents secure extra liability coverage beyond standard auto and home policies. Washington state law does not require umbrella insurance, but it can protect assets in lawsuits. Renton agents can tailor policies to local risks like weather-related accidents or common liability claims in King County.
Frequently Asked Questions
What does an umbrella insurance agent in Renton do?
An umbrella insurance agent in Renton helps you purchase a personal liability policy that kicks in after your auto or home insurance limits are exhausted. They assess your assets and risks to recommend appropriate coverage amounts.
How much umbrella insurance do I need in Washington?
Most agents recommend at least $1 million in umbrella coverage, but the right amount depends on your net worth and potential liability exposure. Washington courts can award large judgments, so higher limits may be wise for high-net-worth individuals.
Does Washington law affect umbrella insurance costs?
Yes, Washington is a comparative fault state, meaning you can be partially at fault in a lawsuit and still recover damages. This can increase liability risks, potentially raising premiums. Umbrella insurance costs in Renton typically range from $150 to $500 per year for $1 million in coverage.
Umbrella Insurance Agents in Other Washington Cities
Auburn · Bellevue · Bellingham · Bothell · Bremerton · Camas · Edmonds · Everett · Federal Way · Issaquah · Kennewick · Kent · Kirkland · Lacey · Lake Stevens