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Looking for a umbrella insurance agent in Richland? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Richland, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 14 umbrella insurance agents in Richland, WA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rhonda Urich - State Farm Insurance Agent
712 The Pkwy, Richland, WA 99352
(509) 392-8037
ridewithrhonda.com
Craig Griffiths - State Farm Insurance Agent
309 Bradley Blvd Suite 101, Richland, WA 99352
(509) 547-9571
cgriffithsinsurance.com
Farmers Insurance - Larry Rindlisbacher
636 Jadwin Ave Ste F, Richland, WA 99352
(509) 943-3122
agents.farmers.com
Legacy One Insurance
750 Swift Blvd Suite #2, Richland, WA 99352
(509) 943-9999
legacyoneinsurance.com
Bauder & Associates, LLC American Family Insurance
430 George Washington Way #104, Richland, WA 99352
(509) 420-5152
amfam.com
Ryan Wingfield - COUNTRY Financial Representative
1446 Spaulding Ave # 203, Richland, WA 99352
(509) 491-3994
advisors.countryfinancial.com
Marsh McLennan Agency
390 Bradley Blvd, Richland, WA 99352
(509) 946-6161
mmanorthwest.com
Ben Benedict American Family Insurance
1950 Keene Rd Bldg N, Richland, WA 99352
(801) 409-3011
amfam.com
Matt Sept - COUNTRY Financial Agent
1955 Jadwin Ave Suite 410, Richland, WA 99354
(509) 430-8484
agents.countryfinancial.com
Crigler Insurance Agency
1301-B George Washington Way, Richland, WA 99354
(509) 946-4620
criglerinsurance.com
Tri City Insurance and Mortgages
925 Stevens Dr, Richland, WA 99352
(509) 392-8346
tricityinsuranceandmortgages.com
Julia Ward - COUNTRY Financial Agent
1901 George Washington Way a, Richland, WA 99354
(509) 491-6058
countryfinancial.com
Advisor Health Benefits Group, LLC
1446 Spaulding Ave, Richland, WA 99352
(509) 524-9611
advisorhealthbenefits.com
Brooklyn Reeder - Marsh McLennan Agency
390 Bradley Blvd, Richland, WA 99352
(509) 581-7655
mmanorthwest.com
Umbrella insurance agents in Richland, Washington help you add a layer of liability protection beyond your auto and homeowners policies. Washington state law does not require umbrella insurance, but it can be valuable for residents with significant assets or higher risk exposure. Agents in the Tri-Cities area can tailor a policy to your specific needs and local circumstances.
What Does a Umbrella Insurance Agent in Richland Cost?
The cost of an umbrella insurance policy in Washington typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 million dollars may cost 200 to 600 dollars annually. Factors such as your driving record, number of properties, and personal liability history affect the premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an umbrella insurance agent in Richland do?
An umbrella insurance agent helps you purchase a personal liability umbrella policy that provides extra coverage above your existing auto and home insurance limits. They assess your risk profile and recommend appropriate coverage amounts based on Washington state guidelines.
How much umbrella insurance do I need in Washington?
Most agents recommend at least 1 million dollars in umbrella coverage for Washington residents with moderate assets. Higher limits of 2 to 5 million dollars may be appropriate for those with significant property or higher liability exposure. Your agent can help you determine the right amount based on your net worth and risk factors.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Washington.