The top-rated umbrella insurance agent in Silverdale, Washington is Nicole Grigg - State Farm Insurance Agent, rated 4.9 stars across 308 reviews. Other highly rated options include Joseph Del Grosso: Allstate Insurance, Farmers Insurance - Steven Barela, Rubens Insurance. This directory lists 14 umbrella insurance agents serving Silverdale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nicole Grigg - State Farm Insurance Agent | 9576 Ridgetop Blvd NW | (360) 692-2900 |
| 2 | Joseph Del Grosso: Allstate Insurance | 9201 Silverdale Way NW | (360) 813-7484 |
| 3 | Farmers Insurance - Steven Barela | 3261 NW Mt Vintage Way Suite 102 | (360) 692-6880 |
| 4 | Rubens Insurance | 10042 Silverdale Way NW | (360) 692-2172 |
| 5 | Hawks View Insurance | 3647 NW Byron St | (360) 308-8008 |
| 6 | Shellee A Adams: Allstate Insurance | 3320 NW Bucklin Hill Rd | (360) 698-5215 |
| 7 | Kuresman Insurance | 9307 Bay Shore Dr NW Suite 101 | (360) 692-6131 |
| 8 | Farmers Insurance - David Connolly | 9393 Bay Shore Dr NW | (360) 692-6439 |
| 9 | Jacob Augspurger - COUNTRY Financial Agent | 9330 Silverdale Way NW Ste 202 | (360) 698-4914 |
| 10 | ISU Global Insurance | 3100 NW Bucklin Hill Rd #123 | (360) 633-4347 |
Nicole Grigg - State Farm Insurance Agent serves Silverdale and surrounding Kitsap County communities, providing umbrella insurance and related financial protection. This agency helps clients secure additional liability coverage beyond standard policies, safeguarding assets from major claims or lawsuits. Umbrella insurance typically extends to personal liability situations, such as property incidents or automotive accidents. The team assists local homeowners and drivers in tailoring policies to match individual coverage needs, answering questions about policy limits and exclusions. They handle umbrella insurance and personal property insurance throughout the area.
Joseph Del Grosso: Allstate Insurance provides umbrella insurance coverage that extends liability protection beyond standard home or auto policies. This includes safeguarding assets against major claims or lawsuits. Service plans are available to review coverage limits annually and adjust as personal circumstances change, ensuring continued alignment with evolving needs. Routine policy maintenance involves updating account details and verifying that all underlying policies remain active and compliant. The company serves a variety of properties in the Silverdale area, including single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance - Steven Barela serves homeowners, businesses, and property managers in Silverdale, Washington, seeking umbrella insurance to extend liability coverage beyond standard policies. The agency offers such policies to protect assets from major claims or lawsuits. General services include consultation on coverage limits and policy integration with existing home or auto plans. Additional support helps clients understand exclusion details and risk management options. The agency also covers neighboring Bremerton and surrounding Kitsap County areas, ensuring broader access for residents and commercial property owners.
Rubens Insurance serves Silverdale and the surrounding Kitsap County communities, covering homes and properties across the Olympic Peninsula. As an umbrella insurance agent, it handles excess liability policies that provide additional coverage beyond standard home and auto limits. The agency focuses on tailoring layers of protection to match a client’s asset exposure and local risk factors. To accomplish this, it reviews each customer’s current policies to identify coverage gaps and then recommends the appropriate amount of additional liability coverage.
Hawks View Insurance provides umbrella insurance in Silverdale, WA, with both single‑policy placements for specific, one‑time liability needs and ongoing coverage options for clients requiring continuous personal liability protection beyond standard home or auto policies. These excess liability policies extend coverage across multiple underlying assets, safeguarding against large claims or lawsuits. This local agency helps clients assess exposure and recommend appropriate policy limits. Services are structured on a one‑time, scheduled, or as‑needed basis depending on each client's changing risk profile.
Shellee A Adams: Allstate Insurance in Silverdale, WA, specializes in umbrella insurance policies that provide supplemental liability coverage beyond standard auto and homeowners protections, offering residents broader financial safeguards against major claims or lawsuits. The agency serves local clients by assessing individual risk profiles and tailoring policies accordingly. A key concern during the stormy Pacific Northwest fall and winter, when property damage from wind and water is more likely, is ensuring adequate liability limits for unforeseen accidents on a homeowner’s property.
As storm season arrives in Silverdale, Kuresman Insurance helps residents and small businesses address potential liability gaps that standard policies may not cover. This local agency writes umbrella insurance policies that provide an extra layer of protection above auto and homeowner limits, often critical when claims exceed primary coverage. Experienced in navigating Washington’s unique coastal and property risks, they review each client’s current portfolio before recommending appropriate excess coverage. Their process begins with a complimentary risk assessment to identify vulnerabilities and discuss suitable umbrella limits.
Farmers Insurance - David Connolly provides umbrella insurance coverage to clients in Silverdale, Washington, offering an additional layer of liability protection beyond standard policies. This specialty coverage helps safeguard personal assets against major claims or lawsuits. The agency focuses on tailoring such add-on policies to meet individual risk profiles, ensuring broader financial security for policyholders. Commercial sectors that can benefit from these services include offices, warehouses, and food service establishments, where elevated liability risks frequently require higher coverage limits.
Jacob Augspurger - COUNTRY Financial Agent provides umbrella insurance for residential clients in Silverdale, helping protect personal assets from major liability claims. The agency also extends commercial coverage to local businesses, serving the broader Kitsap County area. Policies offer additional liability layers above standard homeowners and auto policies. Regular visits allow the agent to follow up on coverage needs and offer repeat service adjustments between scheduled reviews.
ISU Global Insurance, based in Silverdale, WA, is an umbrella insurance agent known for helping clients secure additional liability coverage beyond standard home and auto policies. This service protects local homeowners and drivers from major claims and lawsuits that could otherwise deplete personal assets. The agency serves Kitsap County residents seeking broader financial protection. It can also add on coverage for watercraft or rental properties to further extend liability limits.
What Does an a Umbrella Insurance Agent in Silverdale Cost?
In Washington, a 1 million dollar umbrella policy typically costs between 150 and 300 dollars per year. For 2 million dollars in coverage, expect to pay 250 to 500 dollars annually. Factors like your home value, number of vehicles, and claims history affect the premium. This is general information and not insurance advice.
About umbrella insurance agents in Silverdale
Umbrella insurance provides extra liability coverage beyond your standard auto or homeowners policy. In Silverdale Washington, an agent can help you secure this additional protection to safeguard your assets. Washington law does not require umbrella insurance but it is a common choice for those with significant assets or higher risk profiles.
Frequently Asked Questions
What does an umbrella insurance agent in Silverdale do?
An umbrella insurance agent helps you evaluate your current liability limits and recommends a policy that adds extra coverage. They work with carriers licensed in Washington to ensure your policy meets state requirements. The agent can also explain how umbrella coverage interacts with your existing auto and home policies.
How much umbrella insurance do I need in Washington?
Most agents in Silverdale suggest at least 1 million dollars in umbrella coverage. The amount you need depends on your assets, income, and potential liability risks. Washington has no cap on personal injury damages, so higher limits may be wise for those with substantial assets.
Is umbrella insurance expensive in Washington state?
Umbrella insurance in Washington is generally affordable. Typical costs range from 150 to 300 dollars per year for 1 million dollars of coverage. Costs vary based on your risk factors, number of properties, and driving record. Your agent can provide a precise quote.
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