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Find Umbrella Insurance Agents Near You in Tacoma, WA

Browse umbrella insurance agents serving Tacoma, Washington. Updated 2026-07-14.

The top-rated umbrella insurance agent in Tacoma, Washington is Vern Fonk Insurance, rated 4.9 stars across 1,378 reviews. Other highly rated options include Alliance West Insurance, Sound Pacific Insurance, Freeway Insurance. This directory lists 23 umbrella insurance agents serving Tacoma.

Showing 23 umbrella insurance agents in Tacoma, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Vern Fonk Insurance7018 Tacoma Mall Blvd(253) 943-2210
2Alliance West Insurance6919 Lakewood Dr W Ste. D-1(253) 314-5371
3Sound Pacific Insurance3518 6th Ave Ste 202(253) 237-9009
4Freeway Insurance6433 S Tacoma Way(253) 432-7181
5Pfarr Insurance Agency: Allstate Insurance4961 Main St Ste B(253) 201-1500
6Farmers Insurance - Anel Galicia Pichardo1015 Pacific Ave #102(877) 640-2556
7Farmers Insurance - Juan Savallos11105 S Steele St #103(425) 255-5335
8Ozanich Insurance Brokers3925 S Orchard St(253) 564-2622
9American Underwriters Insurance Agency6429 S Tacoma Way(253) 473-1415
10American River Insurance Agency1201 Pacific Ave #600(888) 570-1058
VF
7018 Tacoma Mall Blvd
Vern Fonk Insurance
Umbrella Insurance Agent · Tacoma, WA

Vern Fonk Insurance serves the Tacoma, Washington metro area as a provider of umbrella insurance coverage. The agency offers liability protection policies designed to extend beyond the limits of standard home and auto insurance. These policies help safeguard personal assets from large claims or lawsuits, providing an additional layer of financial security for policyholders in the region. Common client situations include covering excess liability from major accidents or rental property incidents. Vern Fonk Insurance handles excess liability policy management and individual risk assessment consultations.

AW
6919 Lakewood Dr W Ste. D-1
Alliance West Insurance
Umbrella Insurance Agent · Tacoma, WA

Alliance West Insurance serves Tacoma and Pierce County as an umbrella insurance agent. This firm helps residents secure extra liability coverage beyond standard home and auto policies. Umbrella policies offer broader protection against major claims and lawsuits that could otherwise threaten personal assets. These policies are especially useful for property owners and families with higher risk exposure. Alliance West Insurance assists clients in assessing their specific coverage needs for liability gaps. The company handles both residential umbrella policies for homeowners and personal liability protection for auto policyholders.

SP
3518 6th Ave Ste 202
Sound Pacific Insurance
Umbrella Insurance Agent · Tacoma, WA

Sound Pacific Insurance provides umbrella liability coverage designed to extend additional protection beyond standard policies for clients in Tacoma. Its agents work to help policyholders manage broader exposure risks by offering personalized service and annual policy reviews to adjust coverage limits as needed. This umbrella insurance agent maintains plans that coordinate with existing homeowners or auto policies to create a cohesive safety net. Its services cover single-family homes, apartments, retail spaces, and restaurants throughout the area.

FI
6433 S Tacoma Way
Freeway Insurance
Umbrella Insurance Agent · Tacoma, WA

Freeway Insurance serves homeowners, landlords, and business operators seeking supplemental liability coverage in the Tacoma area. As an umbrella insurance agent, the company helps clients extend their existing policy limits to provide added protection against major claims or lawsuits. Property managers in Tacoma also access this agency for broader coverage beyond standard policies. Typical policies here address risks like accidents on rental properties or auto incidents exceeding primary insurance caps. The agency further serves clients across the greater Pierce County metro, including the neighboring community of University Place.

PI
4961 Main St Ste B
Pfarr Insurance Agency: Allstate Insurance
Umbrella Insurance Agent · Tacoma, WA

Pfarr Insurance Agency in Tacoma, Washington offers umbrella insurance coverage on either a one-time or recurring annual basis to extend a client’s liability protection. This policy sits above standard auto and homeowners policies, providing additional coverage limits when those underlying amounts are exhausted. Because umbrella insurance fills gaps left by primary policies, it safeguards personal assets against large claims. Service runs on an as-needed scheduled basis, with policy reviews available during renewal.

FI
1015 Pacific Ave #102
Farmers Insurance - Anel Galicia Pichardo
Umbrella Insurance Agent · Tacoma, WA

Farmers Insurance - Anel Galicia Pichardo serves Tacoma, Washington, and its surrounding communities as a dedicated umbrella insurance agent. It handles personal liability coverage that extends beyond the limits of standard homeowners or auto policies, protecting clients from major claims and lawsuits. The agency works with individuals and families to assess their existing insurance portfolio and identify gaps in coverage. It then customizes an umbrella policy to add an extra layer of financial protection for a typical client’s assets and future earnings.

FI
11105 S Steele St #103
Farmers Insurance - Juan Savallos
Umbrella Insurance Agent · Tacoma, WA

Farmers Insurance - Juan Savallos in Tacoma, WA offers umbrella insurance agent services, providing supplemental liability coverage that extends beyond standard policy limits. It works with clients to address personal risk management needs, including protection from unexpected lawsuits or major claims. The agency helps Tacoma residents strengthen their financial safeguards as part of a broader insurance strategy. This support becomes especially valuable during the rainy season, when increased risks of auto accidents on wet roads can exceed basic coverage thresholds.

OI
3925 S Orchard St
Ozanich Insurance Brokers
Umbrella Insurance Agent · Tacoma, WA

As autumn storms increase the risk of water damage from wind and falling trees in the Tacoma area, homeowners and small-business owners often seek broader coverage. Ozanich Insurance Brokers connects local clients with umbrella policies that provide additional liability protection beyond standard home or auto insurance limits. By assessing each customer’s unique exposure to accidents on their property, the agency helps fill gaps in existing coverage. An initial consultation begins with a review of current policies to identify liability risks before recommending appropriate added layers of protection.

AU
6429 S Tacoma Way
American Underwriters Insurance Agency
Umbrella Insurance Agent · Tacoma, WA

American Underwriters Insurance Agency in Tacoma, WA provides general liability and property coverage for local businesses. As an umbrella insurance agent, the firm also offers excess liability policies that extend coverage limits beyond standard base policies, protecting clients from catastrophic claims. This additional layer of liability support is essential for risk management in the region. The agency serves various commercial sectors, including offices, warehouses, and food service operations.

AR
1201 Pacific Ave #600
American River Insurance Agency
Umbrella Insurance Agent · Tacoma, WA
BB
2106 Pacific Ave #501
Brown & Brown of Washington, Inc. - Tacoma
Umbrella Insurance Agent · Tacoma, WA
(253) 396-5500
bbtacoma.com
FI
5406b S Tacoma Way Ste 202
Farmers Insurance - Kayla Blouin
Umbrella Insurance Agent · Tacoma, WA
(425) 876-7425
agents.farmers.com/wa/tacoma/kayla-blouin
PH
2102 N Pearl St
Pilkey Hopping & Ekberg Inc
Umbrella Insurance Agent · Tacoma, WA
(253) 756-2000
pheinsurance.com
MI
1302 N I St
Moorehead Insurance Agency
Umbrella Insurance Agent · Tacoma, WA
(253) 272-1843
insuranceoftacoma.com
VI
5005 Center St Ste C
VOSS INSURANCE GROUP
Umbrella Insurance Agent · Tacoma, WA
(253) 244-7135
vossinsgroup.com
DM
12909 Pacific Ave S
Dan Marek Insurance
Umbrella Insurance Agent · Tacoma, WA
(253) 537-4000
danmarekinsurance.com
RI
1208 S 10th St
Reliable Insurance Brokers LLC
Umbrella Insurance Agent · Tacoma, WA
(253) 408-2056
reliableinsurancebrokersllc.com
WI
1007 Pacific Ave
W Insurance Group
Umbrella Insurance Agent · Tacoma, WA
(253) 382-2100
w-ins.com
SA
11105 S Steele St #103
The Savallos Agency
Umbrella Insurance Agent · Tacoma, WA
(360) 930-6088
savallosagency.com
PI
1201 Pacific Ave #1000
Propel Insurance
Umbrella Insurance Agent · Tacoma, WA
(253) 759-2200
propelinsurance.com
TA
6004 Westgate Blvd Suite 120
Tony Albert
Umbrella Insurance Agent · Tacoma, WA
(253) 226-7336
BI
1201 Pacific Ave
Best Insurance Company
Umbrella Insurance Agent · Tacoma, WA
(206) 681-1524
EI
5409 S Tacoma Way
Empire Insurance Brokers
Umbrella Insurance Agent · Tacoma, WA
(253) 888-6469
eibnow.com/contact/tacoma-wa-insurance

What Does an a Umbrella Insurance Agent in Tacoma Cost?

In Washington, a one million dollar umbrella insurance policy typically costs between 150 and 300 dollars per year. Premiums vary based on factors like the number of vehicles, driving records, and property owned. Higher coverage limits of two million dollars or more may cost 200 to 500 dollars annually. This is general information and not insurance advice.

About umbrella insurance agents in Tacoma

Umbrella insurance agents in Tacoma Washington help clients secure additional liability coverage that goes beyond the limits of auto and homeowners policies. Washington state law requires minimum liability limits for auto insurance but an umbrella policy can provide an extra layer of protection. Tacoma residents often seek this coverage to safeguard assets against large claims or lawsuits.

Frequently Asked Questions

What does an umbrella insurance agent in Tacoma do?

An umbrella insurance agent in Tacoma helps you assess your liability risks and find a policy that covers claims above your existing insurance limits. They explain how umbrella coverage works with your current auto and home policies. The agent also helps you choose a coverage amount that fits your personal situation.

Who needs umbrella insurance in Washington?

Anyone with significant assets or a higher risk of being sued may need umbrella insurance in Washington. This includes homeowners with rental properties, boat owners, and people with young drivers in the household. Washington has no cap on pain and suffering damages in personal injury lawsuits which makes extra coverage valuable.

How much umbrella coverage should I get in Tacoma?

The right amount of umbrella coverage depends on your total assets and future earning potential. Many agents recommend at least one million dollars in coverage for most families. Your Tacoma agent can help you calculate a suitable limit based on your home value, savings, and income.

Umbrella Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.