The top-rated umbrella insurance agent in Tacoma, Washington is Vern Fonk Insurance, rated 4.9 stars across 1,378 reviews. Other highly rated options include Alliance West Insurance, Sound Pacific Insurance, Freeway Insurance. This directory lists 23 umbrella insurance agents serving Tacoma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Vern Fonk Insurance | 7018 Tacoma Mall Blvd | (253) 943-2210 |
| 2 | Alliance West Insurance | 6919 Lakewood Dr W Ste. D-1 | (253) 314-5371 |
| 3 | Sound Pacific Insurance | 3518 6th Ave Ste 202 | (253) 237-9009 |
| 4 | Freeway Insurance | 6433 S Tacoma Way | (253) 432-7181 |
| 5 | Pfarr Insurance Agency: Allstate Insurance | 4961 Main St Ste B | (253) 201-1500 |
| 6 | Farmers Insurance - Anel Galicia Pichardo | 1015 Pacific Ave #102 | (877) 640-2556 |
| 7 | Farmers Insurance - Juan Savallos | 11105 S Steele St #103 | (425) 255-5335 |
| 8 | Ozanich Insurance Brokers | 3925 S Orchard St | (253) 564-2622 |
| 9 | American Underwriters Insurance Agency | 6429 S Tacoma Way | (253) 473-1415 |
| 10 | American River Insurance Agency | 1201 Pacific Ave #600 | (888) 570-1058 |
Vern Fonk Insurance serves the Tacoma, Washington metro area as a provider of umbrella insurance coverage. The agency offers liability protection policies designed to extend beyond the limits of standard home and auto insurance. These policies help safeguard personal assets from large claims or lawsuits, providing an additional layer of financial security for policyholders in the region. Common client situations include covering excess liability from major accidents or rental property incidents. Vern Fonk Insurance handles excess liability policy management and individual risk assessment consultations.
Alliance West Insurance serves Tacoma and Pierce County as an umbrella insurance agent. This firm helps residents secure extra liability coverage beyond standard home and auto policies. Umbrella policies offer broader protection against major claims and lawsuits that could otherwise threaten personal assets. These policies are especially useful for property owners and families with higher risk exposure. Alliance West Insurance assists clients in assessing their specific coverage needs for liability gaps. The company handles both residential umbrella policies for homeowners and personal liability protection for auto policyholders.
Sound Pacific Insurance provides umbrella liability coverage designed to extend additional protection beyond standard policies for clients in Tacoma. Its agents work to help policyholders manage broader exposure risks by offering personalized service and annual policy reviews to adjust coverage limits as needed. This umbrella insurance agent maintains plans that coordinate with existing homeowners or auto policies to create a cohesive safety net. Its services cover single-family homes, apartments, retail spaces, and restaurants throughout the area.
Freeway Insurance serves homeowners, landlords, and business operators seeking supplemental liability coverage in the Tacoma area. As an umbrella insurance agent, the company helps clients extend their existing policy limits to provide added protection against major claims or lawsuits. Property managers in Tacoma also access this agency for broader coverage beyond standard policies. Typical policies here address risks like accidents on rental properties or auto incidents exceeding primary insurance caps. The agency further serves clients across the greater Pierce County metro, including the neighboring community of University Place.
Pfarr Insurance Agency in Tacoma, Washington offers umbrella insurance coverage on either a one-time or recurring annual basis to extend a client’s liability protection. This policy sits above standard auto and homeowners policies, providing additional coverage limits when those underlying amounts are exhausted. Because umbrella insurance fills gaps left by primary policies, it safeguards personal assets against large claims. Service runs on an as-needed scheduled basis, with policy reviews available during renewal.
Farmers Insurance - Anel Galicia Pichardo serves Tacoma, Washington, and its surrounding communities as a dedicated umbrella insurance agent. It handles personal liability coverage that extends beyond the limits of standard homeowners or auto policies, protecting clients from major claims and lawsuits. The agency works with individuals and families to assess their existing insurance portfolio and identify gaps in coverage. It then customizes an umbrella policy to add an extra layer of financial protection for a typical client’s assets and future earnings.
Farmers Insurance - Juan Savallos in Tacoma, WA offers umbrella insurance agent services, providing supplemental liability coverage that extends beyond standard policy limits. It works with clients to address personal risk management needs, including protection from unexpected lawsuits or major claims. The agency helps Tacoma residents strengthen their financial safeguards as part of a broader insurance strategy. This support becomes especially valuable during the rainy season, when increased risks of auto accidents on wet roads can exceed basic coverage thresholds.
As autumn storms increase the risk of water damage from wind and falling trees in the Tacoma area, homeowners and small-business owners often seek broader coverage. Ozanich Insurance Brokers connects local clients with umbrella policies that provide additional liability protection beyond standard home or auto insurance limits. By assessing each customer’s unique exposure to accidents on their property, the agency helps fill gaps in existing coverage. An initial consultation begins with a review of current policies to identify liability risks before recommending appropriate added layers of protection.
American Underwriters Insurance Agency in Tacoma, WA provides general liability and property coverage for local businesses. As an umbrella insurance agent, the firm also offers excess liability policies that extend coverage limits beyond standard base policies, protecting clients from catastrophic claims. This additional layer of liability support is essential for risk management in the region. The agency serves various commercial sectors, including offices, warehouses, and food service operations.
What Does an a Umbrella Insurance Agent in Tacoma Cost?
In Washington, a one million dollar umbrella insurance policy typically costs between 150 and 300 dollars per year. Premiums vary based on factors like the number of vehicles, driving records, and property owned. Higher coverage limits of two million dollars or more may cost 200 to 500 dollars annually. This is general information and not insurance advice.
About umbrella insurance agents in Tacoma
Umbrella insurance agents in Tacoma Washington help clients secure additional liability coverage that goes beyond the limits of auto and homeowners policies. Washington state law requires minimum liability limits for auto insurance but an umbrella policy can provide an extra layer of protection. Tacoma residents often seek this coverage to safeguard assets against large claims or lawsuits.
Frequently Asked Questions
What does an umbrella insurance agent in Tacoma do?
An umbrella insurance agent in Tacoma helps you assess your liability risks and find a policy that covers claims above your existing insurance limits. They explain how umbrella coverage works with your current auto and home policies. The agent also helps you choose a coverage amount that fits your personal situation.
Who needs umbrella insurance in Washington?
Anyone with significant assets or a higher risk of being sued may need umbrella insurance in Washington. This includes homeowners with rental properties, boat owners, and people with young drivers in the household. Washington has no cap on pain and suffering damages in personal injury lawsuits which makes extra coverage valuable.
How much umbrella coverage should I get in Tacoma?
The right amount of umbrella coverage depends on your total assets and future earning potential. Many agents recommend at least one million dollars in coverage for most families. Your Tacoma agent can help you calculate a suitable limit based on your home value, savings, and income.
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