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Find Umbrella Insurance Agents Near You in Tumwater, WA

Browse umbrella insurance agents serving Tumwater, Washington. Updated 2026-07-14.

The top-rated umbrella insurance agent in Tumwater, Washington is Heritage Advises, rated 4.9 stars across 328 reviews. Other highly rated options include Char McLain - State Farm Insurance Agent, Eric Zabala - State Farm Insurance Agent, Alicia Sanders: Allstate Insurance. This directory lists 13 umbrella insurance agents serving Tumwater.

Showing 13 umbrella insurance agents in Tumwater, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Heritage Advises6140 Capitol Blvd SE Suite E(360) 705-4228
2Char McLain - State Farm Insurance Agent208 Lee St SW Suite 104(360) 754-7100
3Eric Zabala - State Farm Insurance Agent5729 Littlerock Rd SW Ste 115(360) 754-7878
4Alicia Sanders: Allstate Insurance5109 Capitol Blvd SE Ste E(360) 688-1685
5Farmers Insurance - Gregory Mohoric111 Tumwater Blvd SE B106(360) 753-4714
6Ben Kerby - State Farm Insurance Agent208 Lee St SW #104(360) 570-0255
7WHIA - Washington Health Insurance Agency7843 Old Hwy 99 SE Unit M-6(360) 464-1622
8Nelson-Strand Insurance Agency113 Lee St SE(360) 352-1510
9The Fama-Silver Agency LLC American Family Insurance1222 South 2nd Ave SW Ste D(360) 469-7005
10Lee Ingrim - State Farm Insurance Agent4780 Capitol Blvd SE #1(360) 754-7656
HA
6140 Capitol Blvd SE Suite E
Heritage Advises
Umbrella Insurance Agent · Tumwater, WA

Heritage Advises serves Tumwater and Thurston County as an umbrella insurance agent. The company provides personal and commercial umbrella liability policies that extend coverage beyond standard home and auto insurance limits. These policies help protect clients from major claims and lawsuits that could otherwise exhaust primary policy payouts. Agents assess a client’s existing coverage and assets to recommend appropriate standalone liability protection. The firm claims professional liability and high-limit personal umbrella policies in the region.

CM
208 Lee St SW Suite 104
Char McLain - State Farm Insurance Agent
Umbrella Insurance Agent · Tumwater, WA

Char McLain - State Farm Insurance Agent in Tumwater, WA, provides umbrella liability coverage that extends beyond the limits of standard home or auto policies, offering a broad range of financial protection. Its service plans include personalized consultations to assess individual risk exposure and tailored policy adjustments. The company also assists clients in reviewing coverage limits to ensure adequate protection against major claims or lawsuits. It services single-family homes, apartments, retail establishments, and restaurants.

EZ
5729 Littlerock Rd SW Ste 115
Eric Zabala - State Farm Insurance Agent
Umbrella Insurance Agent · Tumwater, WA

Eric Zabala’s agency in Tumwater serves homeowners, landlords, and small business owners seeking umbrella insurance to extend personal liability coverage beyond standard policies. These policies protect clients across a range of claims, helping cover costs from accidents or property incidents that could exceed existing limits. The agent provides guidance on appropriate coverage levels based on individual assets and risk exposure. Their office also assists customers from surrounding areas in Thurston County, including nearby Lacey.

AS
5109 Capitol Blvd SE Ste E
Alicia Sanders: Allstate Insurance
Umbrella Insurance Agent · Tumwater, WA

Serving Tumwater and the surrounding communities of Thurston County, Alicia Sanders: Allstate Insurance provides umbrella insurance agent services that offer additional liability coverage beyond standard policies. This agency helps clients protect their assets from major claims and lawsuits that could otherwise exceed basic limits. Evaluating each client's overall risk exposure guides the way they recommend appropriate coverage amounts tailored to individual needs and current assets.

FI
111 Tumwater Blvd SE B106
Farmers Insurance - Gregory Mohoric
Umbrella Insurance Agent · Tumwater, WA

Farmers Insurance - Gregory Mohoric in Tumwater, WA provides umbrella insurance agents who offer both one-time coverage assessments and scheduled policy reviews to protect clients against major liability claims. Umbrella insurance extends beyond standard home and auto policies to cover significant lawsuits or judgments. Each policy is designed for individual risk profiles. Service in this area operates on a scheduled basis, with annual reviews recommended to adjust coverage limits for changing assets or life circumstances.

BK
208 Lee St SW #104
Ben Kerby - State Farm Insurance Agent
Umbrella Insurance Agent · Tumwater, WA

Ben Kerby - State Farm Insurance Agent, based in Tumwater, WA, specializes in comprehensive umbrella insurance policies that extend protection beyond standard auto and homeowners liability limits. This general agency also assists local residents with customizing their overall insurance portfolios to match specific lifestyle needs. As the winter months in the Pacific Northwest bring increased risks of slip-and-fall accidents on icy driveways or water damage from freeze-related pipe bursts, the agency helps clients secure additional coverage to protect their assets from such unexpected liability claims.

WW
7843 Old Hwy 99 SE Unit M-6
WHIA - Washington Health Insurance Agency
Umbrella Insurance Agent · Tumwater, WA

During the stormy months in Tumwater, local residents often face increased liability risks from property damage or accidents on their land. WHIA - Washington Health Insurance Agency responds by providing umbrella insurance policies that extend coverage beyond standard homeowners or auto limits, offering additional financial protection. For residents and small business owners navigating regional liability concerns, the agency begins its process with a thorough inspection of current policies and assessment of individual exposure levels to determine appropriate supplementary coverage.

NS
113 Lee St SE
Nelson-Strand Insurance Agency
Umbrella Insurance Agent · Tumwater, WA

Nelson-Strand Insurance Agency provides comprehensive protection to residents and businesses in Tumwater, Washington. Its core work centers on helping clients manage personal liability risks. The agency specializes in umbrella insurance policies, extending coverage beyond standard homeowners and auto limits to offer additional financial security. Businesses also benefit from these surplus liability layers to guard against major claims. The agency serves a diverse range of local commercial sectors, including offices, warehouses, and food service operations.

FS
1222 South 2nd Ave SW Ste D
The Fama-Silver Agency LLC American Family Insurance
Umbrella Insurance Agent · Tumwater, WA

The Fama-Silver Agency LLC American Family Insurance provides residential umbrella insurance services in the Tumwater area, offering extra liability protection beyond standard homeowners policies. Commercial umbrella insurance solutions are also available for business owners seeking broader coverage. Serving Tumwater, Washington, and its surrounding communities, the agency helps clients manage personal and commercial risk more comprehensively. As circumstances or assets change, customers often return for policy reviews or adjustments between regular visits, ensuring their umbrella coverage continues to meet evolving needs.

LI
4780 Capitol Blvd SE #1
Lee Ingrim - State Farm Insurance Agent
Umbrella Insurance Agent · Tumwater, WA

Lee Ingrim - State Farm Insurance Agent in Tumwater, WA, is known for offering umbrella insurance policies that extend liability coverage beyond standard home and auto limits. The agency serves local residents seeking added financial protection against major claims or lawsuits. Services include policy review and guidance on coverage gaps. A specialty add-on is personal liability umbrella coverage for households with rental properties or recreational vehicles.

RS
207 Lee St SW
Richard Sampson Insurance
Umbrella Insurance Agent · Tumwater, WA
(360) 688-1407
richardsampsoninsurance.com
SA
6009 Capitol Blvd SE
Shay & Associates Insurance
Umbrella Insurance Agent · Tumwater, WA
(360) 943-9974
FI
5757 Capitol Blvd SE
Farmers Insurance - Terry Kelly
Umbrella Insurance Agent · Tumwater, WA
(360) 705-4349
agents.farmers.com/wa/tumwater/terry-kelly/#more_license

What Does an a Umbrella Insurance Agent in Tumwater Cost?

The cost of umbrella insurance in Washington typically ranges from 150 to 400 dollars per year for 1 million dollars in coverage. Higher limits of 2 to 5 million dollars may cost 300 to 800 dollars annually. Your premium depends on your driving record, number of properties, and other risk factors. This is general information, not insurance advice.

About umbrella insurance agents in Tumwater

An umbrella insurance agent in Tumwater, Washington helps you add a layer of liability protection beyond your auto and homeowners policies. Washington law does not require umbrella insurance, but it can cover legal costs and judgments from accidents or incidents on your property. Agents in Tumwater can tailor a policy to your specific needs and risk profile.

Frequently Asked Questions

What does an umbrella insurance agent in Tumwater do?

An umbrella insurance agent helps you purchase a personal umbrella policy that provides extra liability coverage. This policy kicks in after your auto or home insurance limits are exhausted. The agent can explain how Washington law affects coverage and help you choose appropriate limits.

How much umbrella insurance do I need in Washington?

Most agents recommend at least 1 million dollars in umbrella coverage. In Washington, assets like your home and savings can be at risk in a lawsuit. Your agent can review your net worth and risk factors to suggest a suitable amount.

Does umbrella insurance cover legal fees in Washington?

Yes, umbrella policies typically cover legal defense costs for covered claims. Washington courts may award large judgments in personal injury cases. Your umbrella policy can help pay for a lawyer and any settlement or verdict up to your policy limit.

Umbrella Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.