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Find Umbrella Insurance Agents Near You in Vancouver, WA

Browse umbrella insurance agents serving Vancouver, Washington. Updated 2026-07-14.

The top-rated umbrella insurance agent in Vancouver, Washington is Vern Fonk Insurance, rated 4.9 stars across 693 reviews. Other highly rated options include Davidson & Associates Insurance Agency Inc, Jayme Mercer American Family Insurance, The Warshauer Agency, Inc. This directory lists 21 umbrella insurance agents serving Vancouver.

Showing 21 umbrella insurance agents in Vancouver, WAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Vern Fonk Insurance10705 NE Fourth Plain Blvd(360) 686-6080
2Davidson & Associates Insurance Agency Inc11112 NE 51st Cir(360) 514-9550
3Jayme Mercer American Family Insurance5317 NE St James Rd(360) 816-8425
4The Warshauer Agency, Inc1220 Main St STE 200(360) 213-0957
5Evergreen Insurance Inc12503 SE Mill Plain Blvd STE 130(360) 254-7166
6Pickett Insurance Agency12500 SE 2nd Cir #205(360) 695-3468
7Columbia River Insurance Services1503 NE 78th St Suite 1A(360) 883-5776
8Altech Insurance Agency7813 NE 13th Ave Suite A(360) 573-3080
9Your Insurance Gal Agency113 NE 92nd Ave(360) 771-1155
10Finders Insurance, Inc.3503 E 4th Plain Blvd H(360) 433-0571
VF
10705 NE Fourth Plain Blvd
Vern Fonk Insurance
Umbrella Insurance Agent · Vancouver, WA

Vern Fonk Insurance serves Vancouver, Washington, and the surrounding communities in Clark County. It handles umbrella insurance policies that provide additional liability coverage beyond standard auto and home insurance limits. This helps protect clients from major claims and lawsuits. The company begins each job by assessing a client's existing coverage to identify potential exposure gaps. It then works to secure an appropriate excess liability policy tailored to the individual's assets and risk profile.

DA
11112 NE 51st Cir
Davidson & Associates Insurance Agency Inc
Umbrella Insurance Agent · Vancouver, WA

Davidson & Associates Insurance Agency Inc serves the Vancouver, Washington metro area, specializing in umbrella insurance agent services for local residents and businesses. These policies provide an additional layer of liability coverage beyond standard home and auto policies, helping to protect personal assets against major claims. The agency addresses complex risk scenarios common in the Pacific Northwest. Its handled services include personal umbrella coverage for homeowners and commercial umbrella insurance for small business operators.

JM
5317 NE St James Rd
Jayme Mercer American Family Insurance
Umbrella Insurance Agent · Vancouver, WA

As an umbrella insurance agent, Jayme Mercer American Family Insurance provides clients in Vancouver, WA, with additional liability coverage beyond standard policy limits. This helps protect assets against major claims and lawsuits by extending protection across multiple underlying policies. The agency offers streamlined service and renewal management for existing policies, ensuring continuous coverage that aligns with current personal or business risk profiles. It services single-family homes, apartments, retail locations, and restaurants, helping shield them from catastrophic liability exposures.

WA
1220 Main St STE 200
The Warshauer Agency, Inc
Umbrella Insurance Agent · Vancouver, WA

The Warshauer Agency, Inc. offers both one-time policy establishment and ongoing coverage management for umbrella insurance in Vancouver, WA. Clients may choose a single liability plan to meet an immediate need or enroll in scheduled renewals that maintain extended protection over personal assets and future risks. Service operates on an as-needed basis, with one-time setup available for those requiring immediate, standalone coverage.

EI
12503 SE Mill Plain Blvd STE 130
Evergreen Insurance Inc
Umbrella Insurance Agent · Vancouver, WA

Evergreen Insurance Inc serves homeowners, businesses, and property managers in Vancouver, Washington, by connecting them with umbrella liability policies that provide extra coverage beyond standard auto, home, or commercial insurance limits. This added layer of protection helps clients safeguard personal assets and business interests against large claims or lawsuits. The agency also extends its umbrella insurance services to clients throughout neighboring Clark County and the greater Portland metro area.

PI
12500 SE 2nd Cir #205
Pickett Insurance Agency
Umbrella Insurance Agent · Vancouver, WA

Pickett Insurance Agency serves Vancouver, Washington, and the surrounding Clark County communities. As an umbrella insurance agent, it handles excess liability coverage that extends beyond the limits of standard home and auto policies. This additional protection helps clients manage major claims or lawsuits that could otherwise exceed their primary coverage. To complete a typical job, the agency carefully assesses each client’s existing policies and personal assets to recommend a suitable level of supplementary liability protection.

CR
1503 NE 78th St Suite 1A
Columbia River Insurance Services
Umbrella Insurance Agent · Vancouver, WA

Columbia River Insurance Services in Vancouver, Washington, specializes in umbrella insurance agent services that extend liability coverage beyond standard policies. It works to help clients fill gaps in their personal insurance strategies. The agency assists individuals with broader protection against major claims or lawsuits. During the rainy Pacific Northwest season, increased risk of weather-related accidents makes this additional coverage a practical consideration for safeguarding assets and future earnings.

AI
7813 NE 13th Ave Suite A
Altech Insurance Agency
Umbrella Insurance Agent · Vancouver, WA

When seasonal storms or unexpected liability claims arise in the Vancouver area, Altech Insurance Agency acts as an umbrella insurance agent to help clients secure added financial protection beyond standard policies. This local independent agency assists homeowners and drivers in the region by evaluating existing coverage limits to recommend appropriate supplemental liability layers. Residents facing potential risks from accidents on their property or while traveling benefit from this buffer against large judgments. An initial assessment of current policies and personal assets is completed before suggesting any specific umbrella limits.

YI
113 NE 92nd Ave
Your Insurance Gal Agency
Umbrella Insurance Agent · Vancouver, WA

Your Insurance Gal Agency in Vancouver, WA offers personal and commercial umbrella insurance policies that provide additional liability coverage beyond standard limits. The firm specializes in creating tailored add-on protection layers for clients concerned about catastrophic claims or lawsuits. It serves a range of commercial sectors, including offices, warehouses, and food service operations, helping these businesses secure higher coverage ceilings for property and operational risks.

FI
3503 E 4th Plain Blvd H
Finders Insurance, Inc.
Umbrella Insurance Agent · Vancouver, WA

Finders Insurance, Inc. in Vancouver, Washington provides residential umbrella insurance services designed to protect homeowners from liability claims that exceed standard policy limits. The firm also extends this commercial umbrella coverage to local businesses needing extra layers of financial protection. Their service area encompasses Vancouver and surrounding communities throughout Clark County. Agents take time to explain how excess liability coverage can cover various personal and business risks. After concluding an initial policy setup, the agency offers follow-up consultations between regular visits to review changing coverage needs and ensure consistent protection.

VI
9407 NE Vancouver Mall Dr Suite 104
Valdez Insurance Agency
Umbrella Insurance Agent · Vancouver, WA
(503) 888-4234
valdezinsuranceagency.com
CI
8000 NE Parkway Dr Ste 150
Columbia Insurance & Wealth Management
Umbrella Insurance Agent · Vancouver, WA
(360) 892-3998
columbiaint.com
JV
9013 NE Hwy 99 Ste. 1
Jason Vombaur American Family Insurance
Umbrella Insurance Agent · Vancouver, WA
(360) 574-5988
amfam.com/agents/washington/vancouver/Jason-Vombaur
TV
3306 NE 49th St
Tina Vlachos Agency LLC American Family Insurance
Umbrella Insurance Agent · Vancouver, WA
(360) 952-3773
amfam.com/agents/washington/vancouver/Tina-Vlachos
KS
14601 NE 90th St
Kat's Insurance Agency LLC
Umbrella Insurance Agent · Vancouver, WA
(360) 909-9082
katsagency.com
AT
8513 NE Hazel Dell Ave #101
Applied Team Insurance
Umbrella Insurance Agent · Vancouver, WA
(360) 726-6092
appliedteamins.com
BI
105 W Evergreen Blvd STE 200
Biggs Insurance Services
Umbrella Insurance Agent · Vancouver, WA
(360) 695-3301
alliant.com
NA
9409 NE Hwy 99
NW Area Insurance, LLC
Umbrella Insurance Agent · Vancouver, WA
(360) 967-1070
nwareainsurancellc.com
DF
16508 SE 24th St #102
Daniel Farrell American Family Insurance
Umbrella Insurance Agent · Vancouver, WA
(360) 891-0700
amfam.com/agents/washington/vancouver/Daniel-Farrell
RC
16821 SE McGillivray Blvd Ste 213
Rebecca Cates - COUNTRY Financial Agent
Umbrella Insurance Agent · Vancouver, WA
(360) 975-6818
agents.countryfinancial.com/usa/wa/vancouver/rebecca-cates
SF
2005 SE 192nd Ave
State Farm
Umbrella Insurance Agent · Vancouver, WA
(360) 834-9233
wadeau.net

What Does an a Umbrella Insurance Agent in Vancouver Cost?

Typical umbrella insurance costs in Washington range from 150 to 300 dollars per year for one million dollars in coverage. Higher limits of two to five million dollars may cost 300 to 600 dollars annually. Factors like your driving record, number of properties, and existing policy limits affect the premium. This is general information and not insurance advice.

About umbrella insurance agents in Vancouver

An umbrella insurance agent in Vancouver, Washington helps you secure extra liability coverage beyond standard auto or home policies. Washington law requires insurers to offer umbrella policies with at least one million dollars in coverage. Local agents understand the unique risks in Clark County, including weather-related claims and high traffic areas near Portland.

Frequently Asked Questions

What does an umbrella insurance agent in Vancouver do?

An umbrella insurance agent helps you find a policy that adds liability coverage above your existing home and auto limits. They assess your assets and risk to recommend appropriate coverage levels. In Washington, umbrella policies typically cover legal defense costs and judgments against you.

Do I need umbrella insurance in Washington state?

Washington does not require umbrella insurance by law, but it is strongly advised if you have significant assets or face higher liability risks. Events like dog bites or car accidents can lead to lawsuits exceeding standard policy limits. An agent can help you decide based on your personal situation.

How does Washington law affect umbrella insurance coverage?

Washington follows a comparative fault rule, meaning you can be held liable for a percentage of damages. Umbrella insurance covers that portion if it exceeds your underlying policy limits. Washington also has a three-year statute of limitations for personal injury claims, which can influence the duration of coverage needed.

Umbrella Insurance Agents in Other Washington Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each umbrella insurance agent's credentials and current standing with your state Department of Insurance.